SCHD vs SIXF
SCHD vs SIXF
Schwab US Dividend Equity ETF vs AllianzIM US Equity 6 Month Buffer10 Feb/Aug ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | SIXF | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.74% | |
| AUM | $103.7B | $47M | |
| Dividend Yield | 3.31% | 0.00% | |
| Holdings | 104 | 5 | |
| YTD Return | +24.26% | +9.81% | |
| 1Y Return | +31.38% | +16.28% | |
| 3Y Return (annualized) | +15.08% | - | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | 5.9% | |
| Max Drawdown | -33.4% | -11.3% | |
| Fund Family | Charles Schwab Asset Management | AllianzIM | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Jan 31, 2024 |
SCHD vs SIXF Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and AllianzIM US Equity 6 Month Buffer10 Feb/Aug ETF (SIXF) is a ETF from AllianzIM. Over the past year SCHD returned +31.38% while SIXF returned +16.28%. Year to date, SCHD is up 24.26% versus a gain of 9.81% for SIXF.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 5.9% for SIXF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -11.3% for SIXF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.42. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while SIXF charges 0.74%. On a $10,000 position that is $6 vs $74 annually, a gap of $68 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for SIXF.
Frequently Asked Questions
Which is cheaper, SCHD or SIXF?
SCHD has an expense ratio of 0.06% while SIXF charges 0.74%. SCHD is the cheaper option. On a $10,000 investment, that is $68 per year of difference.
Which performed better, SCHD or SIXF?
Over the past year SCHD returned +31.38% vs +16.28% for SIXF, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), SCHD annualized +11.39% vs +14.11% for SIXF. Past performance does not guarantee future results.
Which is riskier, SCHD or SIXF?
SCHD has been the more volatile fund at 13.6% annualized versus 5.9% for SIXF. Worst drawdown: SCHD -33.4% vs SIXF -11.3%.
Should I hold both SCHD and SIXF?
SCHD and SIXF have a monthly-return correlation of 0.42, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, SCHD or SIXF?
SCHD yields 3.31% while SIXF yields 0.00%, so SCHD currently pays the higher dividend yield.
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