SCHD vs SLDR
Schwab US Dividend Equity ETF vs Global X Short-Term Treasury Ladder ETF
Which is better, SCHD or SLDR?
Large Cap Value against Short Term Government Bond.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SLDR |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.12% |
| AUM | $112.1B | $38M |
| Dividend Yield | 3.00% | 3.67% |
| Holdings | 103 | 89 |
| YTD Return | +21.73%Best | +0.62% |
| 1Y Return | +26.35%Best | +1.86% |
| 3Y Return (annualized) | +16.02% | - |
| 5Y Return (annualized) | +9.26% | - |
| Volatility (annualized) | 14.1% | 1.0%Best |
| Max Drawdown | -16.1% | -0.9%Best |
| $10,000 over 2 years | $12,839Best | $10,512 |
| Fund Family | Charles Schwab Asset Management | Global X by mirae Asset |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | Short Term Government Bond |
| Inception | Oct 20, 2011 | Sep 9, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Sep 10, 2024 to Sep 25, 2026 (2 years).
SCHD vs SLDR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.
SCHD vs SLDR Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Global X Short-Term Treasury Ladder ETF (SLDR) is an ETF from Global X by mirae Asset. Over the past year SCHD returned +26.35% while SLDR returned +1.86%. Year to date, SCHD is up 21.73% versus a gain of 0.62% for SLDR.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 1.0% for SLDR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -0.9% for SLDR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.20. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while SLDR charges 0.12%. On a $10,000 position that is $6 vs $12 annually, a gap of $6 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 3.67% for SLDR.
You are not choosing between two funds in isolation.
Whichever of SCHD and SLDR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SLDR?
SCHD has an expense ratio of 0.06% while SLDR charges 0.12%. SCHD is the cheaper option, by $6 a year on a $10,000 investment.
Which performed better, SCHD or SLDR?
Over the past year SCHD returned +26.35% vs +1.86% for SLDR, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +13.31% vs +2.53% for SLDR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SLDR?
SCHD has been the more volatile fund at 14.1% annualized versus 1.0% for SLDR. Worst drawdown: SCHD -16.1% vs SLDR -0.9%.
Should I hold both SCHD and SLDR?
SCHD and SLDR have a monthly-return correlation of 0.20, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SLDR?
SCHD yields 3.00% while SLDR yields 3.67%, so SLDR currently pays the higher dividend yield.
Is SLDR better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.