SCHD vs SLDR
Schwab US Dividend Equity ETF vs Global X Short-Term Treasury Ladder ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | SLDR | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.12% | |
| AUM | $103.7B | $40M | |
| Dividend Yield | 3.31% | 3.71% | |
| Holdings | 104 | 82 | |
| YTD Return | +25.33% | +0.43% | |
| 1Y Return | +32.31% | +2.25% | |
| 3Y Return (annualized) | +15.40% | - | |
| 5Y Return (annualized) | +9.70% | - | |
| Volatility (annualized) | 13.6% | 1.0% | |
| Max Drawdown | -33.4% | -0.9% | |
| Fund Family | Charles Schwab Asset Management | Global X by mirae Asset | |
| Category | Equity | Fixed Income | |
| Inception | Oct 20, 2011 | Sep 9, 2024 |
SCHD vs SLDR Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Global X Short-Term Treasury Ladder ETF (SLDR) is a ETF from Global X by mirae Asset. Over the past year SCHD returned +32.31% while SLDR returned +2.25%. Year to date, SCHD is up 25.33% versus a gain of 0.43% for SLDR.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 1.0% for SLDR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -0.9% for SLDR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.07. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while SLDR charges 0.12%. On a $10,000 position that is $6 vs $12 annually, a gap of $6 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 3.71% for SLDR.
Frequently Asked Questions
Which is cheaper, SCHD or SLDR?
SCHD has an expense ratio of 0.06% while SLDR charges 0.12%. SCHD is the cheaper option. On a $10,000 investment, that is $6 per year of difference.
Which performed better, SCHD or SLDR?
Over the past year SCHD returned +32.31% vs +2.25% for SLDR, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.45% vs +2.60% for SLDR. Past performance does not guarantee future results.
Which is riskier, SCHD or SLDR?
SCHD has been the more volatile fund at 13.6% annualized versus 1.0% for SLDR. Worst drawdown: SCHD -33.4% vs SLDR -0.9%.
Should I hold both SCHD and SLDR?
SCHD and SLDR have a monthly-return correlation of 0.07, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, SCHD or SLDR?
SCHD yields 3.31% while SLDR yields 3.71%, so SLDR currently pays the higher dividend yield.
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