SCHD vs SOXY
Schwab US Dividend Equity ETF vs YieldMax Target 12 Semiconductor Option Income ETF
Which is better, SCHD or SOXY?
Large Cap Value against Option Writing.
SCHD has a lower expense ratio. SOXY led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 48.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SOXY |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.06% |
| AUM | $112.1B | $63M |
| Dividend Yield | 3.00% | 9.86% |
| Holdings | 103 | 86 |
| YTD Return | +24.59% | +54.70%Best |
| 1Y Return | +28.14% | +86.83%Best |
| 3Y Return (annualized) | +15.58% | - |
| 5Y Return (annualized) | +9.90% | - |
| Volatility (annualized) | 13.1%Best | 39.6% |
| Max Drawdown | -15.1%Best | -30.2% |
| $10,000 over 1.8 years | $12,467 | $22,022Best |
| Top 10 Weight | 41.8%Best | 48.2% |
| Fund Family | Charles Schwab Asset Management | YieldMax ETF |
| Category | Equity | Alternative |
| Style | Large Cap Value | Option Writing |
| Inception | Oct 20, 2011 | Dec 2, 2024 |
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Dec 3, 2024 to Sep 10, 2026 (1.8 years).
SCHD vs SOXY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
SCHD vs SOXY Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and YieldMax Target 12 Semiconductor Option Income ETF (SOXY) is an ETF from YieldMax ETF. Over the past year SCHD returned +28.14% while SOXY returned +86.83%. Year to date, SCHD is up 24.59% versus a gain of 54.70% for SOXY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SOXY has been the more volatile fund, with annualized monthly volatility of 39.6% compared with 13.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.1% for SCHD and -30.2% for SOXY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.04. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while SOXY charges 1.06%. On a $10,000 position that is $6 vs $106 annually, a gap of $100 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 9.86% for SOXY.
Holdings Overlap
5.7% of SCHD's money is in holdings SOXY also owns. 6.3% of SOXY's money is in holdings SCHD also owns.
SOXY and SCHD share little of their money.
2 positions in common, counted across the 100 positions we hold weights for in SCHD and 29 in SOXY, against full books of 103 and 86.
What only one of them owns
Our book lists 22 positions for SOXY that do not appear in our book for SCHD (74.1% of the fund), and 97 for SCHD that do not appear in SOXY (94.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and SOXY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SOXY?
SCHD has an expense ratio of 0.06% while SOXY charges 1.06%. SCHD is the cheaper option, by $100 a year on a $10,000 investment.
Which performed better, SCHD or SOXY?
Over the past year SCHD returned +28.14% vs +86.83% for SOXY, so SOXY leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +13.03% vs +55.05% for SOXY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SOXY?
SOXY has been the more volatile fund at 39.6% annualized versus 13.1% for SCHD. Worst drawdown: SCHD -15.1% vs SOXY -30.2%.
Should I hold both SCHD and SOXY?
SCHD and SOXY have a monthly-return correlation of 0.04, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and SOXY?
6.3% of SOXY's money is in holdings SCHD also owns. 6.3% of SOXY's is in holdings SCHD also owns. They hold 2 positions in common, counted across the 100 positions we hold weights for in SCHD and 29 in SOXY.
Which pays a higher dividend, SCHD or SOXY?
SCHD yields 3.00% while SOXY yields 9.86%, so SOXY currently pays the higher dividend yield.
Is SOXY better than SCHD?
SCHD has a lower expense ratio. SOXY led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 48.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.