SCHD vs SPCU

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDSPCUWinner
Expense Ratio0.06%1.31%
AUM$103.7B$27M
Dividend Yield3.31%0.00%
Holdings1041
YTD Return+25.33%-56.74%
1Y Return+32.31%-
3Y Return (annualized)+15.40%-
5Y Return (annualized)+9.70%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-75.4%
Fund FamilyCharles Schwab Asset ManagementDefiance ETFs, LLC
CategoryEquityAlternative
InceptionOct 20, 2011Jun 12, 2026

SCHD vs SPCU Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Defiance Daily Target 2X Long SPCX ETF (SPCU) is a ETF from Defiance ETFs, LLC. Year to date, SCHD is up 25.33% versus a loss of 56.74% for SPCU.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -75.4% for SPCU. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while SPCU charges 1.31%. On a $10,000 position that is $6 vs $131 annually, a gap of $125 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for SPCU.

Holdings Overlap

0.0%overlap

SCHD and SPCU share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or SPCU?

SCHD has an expense ratio of 0.06% while SPCU charges 1.31%. SCHD is the cheaper option. On a $10,000 investment, that is $125 per year of difference.

What is the holdings overlap between SCHD and SPCU?

SCHD and SPCU share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, SCHD or SPCU?

SCHD yields 3.31% while SPCU yields 0.00%, so SCHD currently pays the higher dividend yield.

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