SCHD vs SPGM
Schwab US Dividend Equity ETF vs State Street SPDR Portfolio MSCI Global Stock Market ETF
Which is better, SCHD or SPGM?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window, SPGM over 3Y and 5Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SPGM |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.09% |
| AUM | $108.9B | $1.7B |
| Dividend Yield | 3.00% | 1.76% |
| Holdings | 206 | 2,972 |
| YTD Return | +22.08%Best | +13.98% |
| 1Y Return | +26.66%Best | +18.18% |
| 3Y Return (annualized) | +16.06% | +22.19%Best |
| 5Y Return (annualized) | +9.39% | +11.91%Best |
| Volatility (annualized) | 13.8% | 13.6%Best |
| Max Drawdown | -33.4%Best | -34.0% |
| $10,000 over 5 years | $15,663 | $17,553Best |
| Fund Family | Charles Schwab Asset Management | SPDR State Street Global Advisors |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Feb 27, 2012 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 28, 2012 to Oct 9, 2026 (14.6 years).
SCHD vs SPGM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.6 years both funds cover.
SCHD vs SPGM Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and State Street SPDR Portfolio MSCI Global Stock Market ETF (SPGM) is an ETF from SPDR State Street Global Advisors. Over the past year SCHD returned +26.66% while SPGM returned +18.18%. Year to date, SCHD is up 22.08% versus a gain of 13.98% for SPGM.
Over three years, SCHD compounded at +16.06% per year against +22.19% for SPGM; over five years the annualized figures are +9.39% and +11.91% respectively. Across the full 15-year window we track, SCHD has the edge at +10.69% annualized vs +9.75%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 13.6% for SPGM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -34.0% for SPGM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while SPGM charges 0.09%. On a $10,000 position that is $6 vs $9 annually, a gap of $3 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 1.76% for SPGM.
Holdings Overlap
We hold position weights for 99 holdings in SCHD and 1 in SPGM, totalling 100.0% and 0.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 99 positions we hold weights for in SCHD and 1 in SPGM, against full books of 206 and 2,972.
You are not choosing between two funds in isolation.
Whichever of SCHD and SPGM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SPGM?
SCHD has an expense ratio of 0.06% while SPGM charges 0.09%. SCHD is the cheaper option, by $3 a year on a $10,000 investment.
Which performed better, SCHD or SPGM?
Over the past year SCHD returned +26.66% vs +18.18% for SPGM, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +10.69% vs +9.75% for SPGM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SPGM?
SCHD has been the more volatile fund at 13.8% annualized versus 13.6% for SPGM. Worst drawdown: SCHD -33.4% vs SPGM -34.0%.
Should I hold both SCHD and SPGM?
SCHD and SPGM have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SPGM?
SCHD yields 3.00% while SPGM yields 1.76%, so SCHD currently pays the higher dividend yield.
Is SPGM better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window, SPGM over 3Y and 5Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.