SPGM vs VTI

SPGM vs VTI

Which is better, SPGM or VTI?

Nearly the same fund. VTI costs less.

VTI has a lower expense ratio. SPGM led over 1Y, VTI over 5Y and the full window. The two have moved almost in lockstep, correlation 0.95.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSPGMVTI
Expense Ratio0.09%0.03%Best
AUM$1.8B$666.9B
Dividend Yield1.76%1.03%
Holdings2,9853,543
YTD Return+13.23%Best+12.30%
1Y Return+18.77%Best+16.08%
3Y Return (annualized)+21.01%Tie+21.01%Tie
5Y Return (annualized)+11.84%+12.36%Best
Volatility (annualized)13.6%Best14.4%
Max Drawdown-34.0%Best-35.0%
$10,000 over 5 years$17,498$17,908Best
Fund FamilySPDR State Street Global AdvisorsVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionFeb 27, 2012May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Feb 28, 2012 to Sep 18, 2026 (14.6 years).

SPGM vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.6 years both funds cover.

SPGM vs VTI Performance

State Street SPDR Portfolio MSCI Global Stock Market ETF (SPGM) is an ETF from SPDR State Street Global Advisors and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SPGM returned +18.77% while VTI returned +16.08%. Year to date, SPGM is up 13.23% versus a gain of 12.30% for VTI.

Over three years, SPGM compounded at +21.01% per year against +21.01% for VTI; over five years the annualized figures are +11.84% and +12.36% respectively. Across the full 15-year window we track, VTI has the edge at +12.73% annualized vs +9.74%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 13.6% for SPGM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.0% for SPGM and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SPGM charges 0.09% per year while VTI charges 0.03%. On a $10,000 position that is $9 vs $3 annually, a gap of $6 per year that compounds over a long holding period. On income, SPGM currently yields 1.76% against 1.03% for VTI.

Holdings Overlap

VTI already in SPGM82.2%

At least 82.2% of VTI's money is in holdings SPGM also owns.

Stated as a floor: for SPGM, our book for it covers 94.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of VTI is already inside SPGM. Owning both mostly buys the same companies twice.

The two holdings books were reported 122 days apart, SPGM as of Mar 31, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

923 positions in common, counted across the 2,848 positions we hold weights for in SPGM and 3,463 in VTI, against full books of 2,985 and 3,543.

Top Shared Holdings

StockWeight in SPGMWeight in VTIDifference
NVDANvidia Corp4.02%6.40%2.38%
AAPLApple, Inc3.67%6.29%2.62%
MSFTMicrosoft Corp2.59%4.79%2.20%
AMZNAmazon.Com Inc1.85%3.65%1.80%
AVGOBroadcom Inc1.33%2.56%1.23%
GOOGAlphabet Inc1.49%2.31%0.82%
METAMeta Platforms Inc1.20%1.70%0.50%
TSLATesla Inc1.01%1.22%0.21%
JPMJpmorgan Chase0.90%1.31%0.41%
LLYEli Lilly & Co.0.71%1.35%0.64%

82.2% of VTI is already inside SPGM.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

SPGMVTI

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Frequently Asked Questions

Which is cheaper, SPGM or VTI?

SPGM has an expense ratio of 0.09% while VTI charges 0.03%. VTI is the cheaper option, by $6 a year on a $10,000 investment.

Which performed better, SPGM or VTI?

Over the past year SPGM returned +18.77% vs +16.08% for VTI, so SPGM leads on 1-year performance. Over the longest common window we track (15 years), SPGM annualized +9.74% vs +12.73% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SPGM or VTI?

VTI has been the more volatile fund at 14.4% annualized versus 13.6% for SPGM. Worst drawdown: SPGM -34.0% vs VTI -35.0%.

Should I hold both SPGM and VTI?

SPGM and VTI have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between SPGM and VTI?

At least 82.2% of VTI's money is in holdings SPGM also owns. Our book for SPGM is partial, so the real figure is this or higher. They hold 923 positions in common, counted across the 2,848 positions we hold weights for in SPGM and 3,463 in VTI.

Which pays a higher dividend, SPGM or VTI?

SPGM yields 1.76% while VTI yields 1.03%, so SPGM currently pays the higher dividend yield.

Is VTI better than SPGM?

VTI has a lower expense ratio. SPGM led over 1Y, VTI over 5Y and the full window. The two have moved almost in lockstep, correlation 0.95. Which one suits a particular account depends on what it is for. This is information, not a recommendation.