SCHD vs SPPP
Schwab US Dividend Equity ETF vs Sprott Physical Platinum and Palladium Trust
Which is better, SCHD or SPPP?
Large Cap Value against Precious Metals.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SPPP |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.01% |
| AUM | $112.1B | $549M |
| Dividend Yield | 3.00% | 0.00% |
| Holdings | 103 | 4 |
| YTD Return | +24.23%Best | -18.22% |
| 1Y Return | +27.90%Best | +17.22% |
| 3Y Return (annualized) | +15.55%Best | +9.27% |
| 5Y Return (annualized) | +9.97%Best | -1.02% |
| Volatility (annualized) | 14.1%Best | 24.1% |
| Max Drawdown | -33.4%Best | -59.1% |
| $10,000 over 5 years | $16,083Best | $9,500 |
| Fund Family | Charles Schwab Asset Management | Sprott Asset Management LP |
| Category | Equity | Commodity |
| Style | Large Cap Value | Precious Metals |
| Inception | Oct 20, 2011 | Dec 18, 2012 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 19, 2012 to Sep 17, 2026 (13.7 years).
SCHD vs SPPP growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 13.7 years both funds cover.
SCHD vs SPPP Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Sprott Physical Platinum and Palladium Trust (SPPP) is an ETF from Sprott Asset Management LP. Over the past year SCHD returned +27.90% while SPPP returned +17.22%. Year to date, SCHD is up 24.23% versus a loss of 18.22% for SPPP.
Over three years, SCHD compounded at +15.55% per year against +9.27% for SPPP; over five years the annualized figures are +9.97% and -1.02% respectively. Across the full 14-year window we track, SCHD has the edge at +11.13% annualized vs +2.67%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPPP has been the more volatile fund, with annualized monthly volatility of 24.1% compared with 14.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -59.1% for SPPP. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.25. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while SPPP charges 1.01%. On a $10,000 position that is $6 vs $101 annually, a gap of $95 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.00% for SPPP.
You are not choosing between two funds in isolation.
Whichever of SCHD and SPPP you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SPPP?
SCHD has an expense ratio of 0.06% while SPPP charges 1.01%. SCHD is the cheaper option, by $95 a year on a $10,000 investment.
Which performed better, SCHD or SPPP?
Over the past year SCHD returned +27.90% vs +17.22% for SPPP, so SCHD leads on 1-year performance. Over the longest common window we track (14 years), SCHD annualized +11.13% vs +2.67% for SPPP. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SPPP?
SPPP has been the more volatile fund at 24.1% annualized versus 14.1% for SCHD. Worst drawdown: SCHD -33.4% vs SPPP -59.1%.
Should I hold both SCHD and SPPP?
SCHD and SPPP have a monthly-return correlation of 0.25, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SPPP?
SCHD yields 3.00% while SPPP yields 0.00%, so SCHD currently pays the higher dividend yield.
Is SPPP better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.