SCHD vs SPPP
SCHD vs SPPP
Schwab US Dividend Equity ETF vs Sprott Physical Platinum and Palladium Trust
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | SPPP | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.01% | |
| AUM | $103.7B | $573M | |
| Dividend Yield | 3.31% | 0.00% | |
| Holdings | 104 | 4 | |
| YTD Return | +24.26% | -18.16% | |
| 1Y Return | +31.38% | +18.67% | |
| 3Y Return (annualized) | +15.08% | +9.70% | |
| 5Y Return (annualized) | +9.72% | -4.09% | |
| Volatility (annualized) | 13.6% | 24.1% | |
| Max Drawdown | -33.4% | -59.1% | |
| Fund Family | Charles Schwab Asset Management | Sprott Asset Management LP | |
| Category | Equity | Commodity | |
| Inception | Oct 20, 2011 | Dec 18, 2012 |
SCHD vs SPPP Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Sprott Physical Platinum and Palladium Trust (SPPP) is a ETF from Sprott Asset Management LP. Over the past year SCHD returned +31.38% while SPPP returned +18.67%. Year to date, SCHD is up 24.26% versus a loss of 18.16% for SPPP.
Over three years, SCHD compounded at +15.08% per year against +9.70% for SPPP; over five years the annualized figures are +9.72% and -4.09% respectively. Across the full 14-year window we track, SCHD has the edge at +11.39% annualized vs +2.70%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPPP has been the more volatile fund, with annualized monthly volatility of 24.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -59.1% for SPPP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while SPPP charges 1.01%. On a $10,000 position that is $6 vs $101 annually, a gap of $95 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for SPPP.
Frequently Asked Questions
Which is cheaper, SCHD or SPPP?
SCHD has an expense ratio of 0.06% while SPPP charges 1.01%. SCHD is the cheaper option. On a $10,000 investment, that is $95 per year of difference.
Which performed better, SCHD or SPPP?
Over the past year SCHD returned +31.38% vs +18.67% for SPPP, so SCHD leads on 1-year performance. Over the longest common window we track (14 years), SCHD annualized +11.39% vs +2.70% for SPPP. Past performance does not guarantee future results.
Which is riskier, SCHD or SPPP?
SPPP has been the more volatile fund at 24.1% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SPPP -59.1%.
Should I hold both SCHD and SPPP?
SCHD and SPPP have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, SCHD or SPPP?
SCHD yields 3.31% while SPPP yields 0.00%, so SCHD currently pays the higher dividend yield.
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