SPPP vs VTI

SPPP vs VTI

Which is better, SPPP or VTI?

Precious Metals against Large Cap Blend.

VTI has a lower expense ratio. SPPP led over 1Y, VTI over 3Y, 5Y and the full window.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSPPPVTI
Expense Ratio1.01%0.03%Best
AUM$549M$666.9B
Dividend Yield0.00%1.03%
Holdings43,543
YTD Return-18.22%+12.28%Best
1Y Return+17.22%Best+16.78%
3Y Return (annualized)+9.27%+20.89%Best
5Y Return (annualized)-1.02%+11.94%Best
Volatility (annualized)24.1%14.7%Best
Max Drawdown-59.1%-35.0%Best
$10,000 over 5 years$9,500$17,576Best
Fund FamilySprott Asset Management LPVanguard (US)
CategoryCommodityEquity
StylePrecious MetalsLarge Cap Blend
InceptionDec 18, 2012May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Dec 19, 2012 to Sep 17, 2026 (13.7 years).

SPPP vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 13.7 years both funds cover.

SPPP vs VTI Performance

Sprott Physical Platinum and Palladium Trust (SPPP) is an ETF from Sprott Asset Management LP and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SPPP returned +17.22% while VTI returned +16.78%. Year to date, SPPP is down 18.22% versus a gain of 12.28% for VTI.

Over three years, SPPP compounded at +9.27% per year against +20.89% for VTI; over five years the annualized figures are -1.02% and +11.94% respectively. Across the full 14-year window we track, VTI has the edge at +13.15% annualized vs +2.67%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPPP has been the more volatile fund, with annualized monthly volatility of 24.1% compared with 14.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.1% for SPPP and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.23. They move largely independently of each other.

Fees and Cost Over Time

SPPP charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, SPPP currently yields 0.00% against 1.03% for VTI.

You are not choosing between two funds in isolation.

Whichever of SPPP and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SPPPVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SPPP or VTI?

SPPP has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option, by $98 a year on a $10,000 investment.

Which performed better, SPPP or VTI?

Over the past year SPPP returned +17.22% vs +16.78% for VTI, so SPPP leads on 1-year performance. Over the longest common window we track (14 years), SPPP annualized +2.67% vs +13.15% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SPPP or VTI?

SPPP has been the more volatile fund at 24.1% annualized versus 14.7% for VTI. Worst drawdown: SPPP -59.1% vs VTI -35.0%.

Should I hold both SPPP and VTI?

SPPP and VTI have a monthly-return correlation of 0.23, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SPPP or VTI?

SPPP yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than SPPP?

VTI has a lower expense ratio. SPPP led over 1Y, VTI over 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.