SCHD vs SPRE
Schwab US Dividend Equity ETF vs SP Funds S&P Global REIT Sharia ETF
Which is better, SCHD or SPRE?
Large Cap Value against All Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 79.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SPRE |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.50% |
| AUM | $112.1B | $214M |
| Dividend Yield | 3.00% | 2.19% |
| Holdings | 103 | 29 |
| YTD Return | +24.59%Best | +3.62% |
| 1Y Return | +28.14%Best | +5.45% |
| 3Y Return (annualized) | +15.58%Best | +2.83% |
| 5Y Return (annualized) | +9.90%Best | -3.88% |
| Volatility (annualized) | 14.6%Best | 18.9% |
| Max Drawdown | -16.9%Best | -42.6% |
| $10,000 over 5 years | $16,032Best | $8,205 |
| Top 10 Weight | 41.8%Best | 79.2% |
| Fund Family | Charles Schwab Asset Management | SP Funds |
| Category | Equity | Equity |
| Style | Large Cap Value | All Cap Blend |
| Inception | Oct 20, 2011 | Dec 29, 2020 |
Volatility and max drawdown are measured over the window both funds cover: Dec 30, 2020 to Sep 10, 2026 (5.7 years).
SCHD vs SPRE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.7 years both funds cover.
SCHD vs SPRE Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and SP Funds S&P Global REIT Sharia ETF (SPRE) is an ETF from SP Funds. Over the past year SCHD returned +28.14% while SPRE returned +5.45%. Year to date, SCHD is up 24.59% versus a gain of 3.62% for SPRE.
Over three years, SCHD compounded at +15.58% per year against +2.83% for SPRE; over five years the annualized figures are +9.90% and -3.88% respectively. Across the full 6-year window we track, SCHD has the edge at +12.33% annualized vs +0.21%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPRE has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 14.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.9% for SCHD and -42.6% for SPRE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while SPRE charges 0.50%. On a $10,000 position that is $6 vs $50 annually, a gap of $44 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 2.19% for SPRE.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 23 in SPRE, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 23 in SPRE, against full books of 103 and 29.
What only one of them owns
Our book lists 11 positions for SPRE that do not appear in our book for SCHD (67.4% of the fund), and 99 for SCHD that do not appear in SPRE (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and SPRE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SPRE?
SCHD has an expense ratio of 0.06% while SPRE charges 0.50%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, SCHD or SPRE?
Over the past year SCHD returned +28.14% vs +5.45% for SPRE, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), SCHD annualized +12.33% vs +0.21% for SPRE. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SPRE?
SPRE has been the more volatile fund at 18.9% annualized versus 14.6% for SCHD. Worst drawdown: SCHD -16.9% vs SPRE -42.6%.
Should I hold both SCHD and SPRE?
SCHD and SPRE have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SPRE?
SCHD yields 3.00% while SPRE yields 2.19%, so SCHD currently pays the higher dividend yield.
Is SPRE better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 79.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.