SPRE vs VTI
SP Funds S&P Global REIT Sharia ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SPRE or VTI?
All Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 77.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPRE | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $211M | $666.9B |
| Dividend Yield | 4.01% | 1.03% |
| Holdings | 29 | 3,543 |
| YTD Return | -0.70% | +13.10%Best |
| 1Y Return | +0.84% | +17.01%Best |
| 3Y Return (annualized) | +2.75% | +22.26%Best |
| 5Y Return (annualized) | -4.27% | +11.98%Best |
| Volatility (annualized) | 19.1% | 15.2%Best |
| Max Drawdown | -42.6% | -25.4%Best |
| $10,000 over 5 years | $8,040 | $17,608Best |
| Top 10 Weight | 77.2% | 33.3%Best |
| Fund Family | SP Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Blend |
| Inception | Dec 29, 2020 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Dec 30, 2020 to Sep 24, 2026 (5.7 years).
SPRE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.7 years both funds cover.
SPRE vs VTI Performance
SP Funds S&P Global REIT Sharia ETF (SPRE) is an ETF from SP Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SPRE returned +0.84% while VTI returned +17.01%. Year to date, SPRE is down 0.70% versus a gain of 13.10% for VTI.
Over three years, SPRE compounded at +2.75% per year against +22.26% for VTI; over five years the annualized figures are -4.27% and +11.98% respectively. Across the full 6-year window we track, VTI has the edge at +13.88% annualized vs -0.53%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPRE has been the more volatile fund, with annualized monthly volatility of 19.1% compared with 15.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.6% for SPRE and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SPRE charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, SPRE currently yields 4.01% against 1.03% for VTI.
Holdings Overlap
62.5% of SPRE's money is in holdings VTI also owns. 0.7% of VTI's money is in holdings SPRE also owns.
The two portfolios partly overlap.
10 positions in common, counted across the 24 positions we hold weights for in SPRE and 3,463 in VTI, against full books of 29 and 3,543.
What only one of them owns
Our book lists 1,142 positions for VTI that do not appear in our book for SPRE (96.8% of the fund), and 0 for SPRE that do not appear in VTI (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SPRE | Weight in VTI | Difference |
|---|---|---|---|
| WELLWelltower, Inc. | 13.02% | 0.23% | 12.79% |
| PLDPrologis Inc | 12.17% | 0.19% | 11.98% |
| EQIXEquinix Inc. Real Estate Investment Trust | 11.96% | 0.14% | 11.82% |
| EGPEastgroup Properties Inc. Real Estate Investment Trust | 4.93% | 0.02% | 4.91% |
| SUISun Communities Inc. | 4.87% | 0.02% | 4.85% |
| ELSEquity Lifestyle Properties, Inc. | 4.85% | 0.02% | 4.83% |
| TRNOTerreno Realty Corp | 4.84% | 0.01% | 4.83% |
| WYWeyerhaeuser Co. | 4.75% | 0.03% | 4.72% |
| SITCSite Centers Corp. | 0.57% | 0.00% | 0.57% |
| FRMIFermi Inc | 0.56% | 0.00% | 0.56% |
62.5% of SPRE is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPRE or VTI?
SPRE has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, SPRE or VTI?
Over the past year SPRE returned +0.84% vs +17.01% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), SPRE annualized -0.53% vs +13.88% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SPRE or VTI?
SPRE has been the more volatile fund at 19.1% annualized versus 15.2% for VTI. Worst drawdown: SPRE -42.6% vs VTI -25.4%.
Should I hold both SPRE and VTI?
SPRE and VTI have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SPRE and VTI?
62.5% of SPRE's money is in holdings VTI also owns. 0.7% of VTI's is in holdings SPRE also owns. They hold 10 positions in common, counted across the 24 positions we hold weights for in SPRE and 3,463 in VTI.
Which pays a higher dividend, SPRE or VTI?
SPRE yields 4.01% while VTI yields 1.03%, so SPRE currently pays the higher dividend yield.
Is VTI better than SPRE?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 77.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.