SCHD vs STXI
Schwab US Dividend Equity ETF vs Strive International Developed Markets ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. STXI offers more diversification with 253 holdings.
Side-by-Side Comparison
| Metric | SCHD | STXI | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.29% | |
| AUM | $108.7B | $21M | |
| Dividend Yield | 3.13% | 2.84% | |
| Holdings | 104 | 253 | |
| YTD Return | +25.69% | -2.93% | |
| 1Y Return | +30.41% | +19.00% | |
| 3Y Return (annualized) | +16.03% | - | |
| 5Y Return (annualized) | +9.64% | - | |
| Volatility (annualized) | 13.6% | 13.2% | |
| Max Drawdown | -33.4% | -14.1% | |
| Fund Family | Charles Schwab Asset Management | Strive Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jun 11, 2024 |
SCHD vs STXI Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Strive International Developed Markets ETF (STXI) is a ETF from Strive Asset Management. Over the past year SCHD returned +30.41% while STXI returned +19.00%. Year to date, SCHD is up 25.69% versus a loss of 2.93% for STXI.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.2% for STXI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -14.1% for STXI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while STXI charges 0.29%. On a $10,000 position that is $6 vs $29 annually, a gap of $23 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 2.84% for STXI.
Holdings Overlap
SCHD and STXI share 0 holdings out of 350 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or STXI?
SCHD has an expense ratio of 0.06% while STXI charges 0.29%. SCHD is the cheaper option. On a $10,000 investment, that is $23 per year of difference.
Which performed better, SCHD or STXI?
Over the past year SCHD returned +30.41% vs +19.00% for STXI, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.46% vs +14.37% for STXI. Past performance does not guarantee future results.
Which is riskier, SCHD or STXI?
SCHD has been the more volatile fund at 13.6% annualized versus 13.2% for STXI. Worst drawdown: SCHD -33.4% vs STXI -14.1%.
Should I hold both SCHD and STXI?
SCHD and STXI have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and STXI?
SCHD and STXI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 350 unique securities.
Which pays a higher dividend, SCHD or STXI?
SCHD yields 3.13% while STXI yields 2.84%, so SCHD currently pays the higher dividend yield.
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