STXI vs VTI

STXI vs VTI

Which is better, STXI or VTI?

Large Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. STXI led over 1Y and the full window. STXI is less concentrated, with 15.2% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: STXILess Concentrated: STXI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSTXIVTI
Expense Ratio0.29%0.03%Best
AUM$21M$666.9B
Dividend Yield2.84%1.03%
Holdings2533,543
Volatility (annualized)13.2%11.5%Best
Max Drawdown-14.1%Best-19.3%
$10,000 over 1.7 years$12,564Best$12,092
Top 10 Weight15.2%Best33.3%
Fund FamilyStrive Asset ManagementVanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionJun 11, 2024May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 188 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. STXI has data through Mar 26, 2026 and VTI through Sep 30, 2026.

Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jun 26, 2024 to Mar 26, 2026 (1.7 years).

Risk: Volatility and Drawdowns

STXI has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 11.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.1% for STXI and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.

Fees and Cost Over Time

STXI charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, STXI currently yields 2.84% against 1.03% for VTI.

Holdings Overlap

STXI already in VTI0.3%
VTI already in STXI0.1%

0.3% of STXI's money is in holdings VTI also owns. 0.1% of VTI's money is in holdings STXI also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

The two holdings books were reported 182 days apart, STXI as of Jan 30, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

1 positions in common, counted across the 250 positions we hold weights for in STXI and 3,463 in VTI, against full books of 253 and 3,543.

What only one of them owns

Our book lists 1,150 positions for VTI that do not appear in our book for STXI (97.5% of the fund), and 8 for STXI that do not appear in VTI (3.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in STXIWeight in VTIDifference
WCN:CAWaste Connections Inc Common Stock Cad 00.26%0.06%0.20%

You are not choosing between two funds in isolation.

Whichever of STXI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

STXIVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, STXI or VTI?

STXI has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option, by $26 a year on a $10,000 investment.

Which is riskier, STXI or VTI?

STXI has been the more volatile fund at 13.2% annualized versus 11.5% for VTI. Worst drawdown: STXI -14.1% vs VTI -19.3%.

Should I hold both STXI and VTI?

STXI and VTI have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, STXI or VTI?

STXI yields 2.84% while VTI yields 1.03%, so STXI currently pays the higher dividend yield.

Is VTI better than STXI?

VTI has a lower expense ratio. STXI led over 1Y and the full window. STXI is less concentrated, with 15.2% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.