SCHD vs TEK
Schwab US Dividend Equity ETF vs iShares Technology Opportunities Active ETF
Which is better, SCHD or TEK?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. TEK led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 52.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TEK |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.75% |
| AUM | $112.1B | $41M |
| Dividend Yield | 3.00% | 1.24% |
| Holdings | 103 | 63 |
| YTD Return | +23.46% | +29.89%Best |
| 1Y Return | +27.20% | +28.81%Best |
| 3Y Return (annualized) | +15.41% | - |
| 5Y Return (annualized) | +10.16% | - |
| Volatility (annualized) | 14.2%Best | 30.4% |
| Max Drawdown | -16.1%Best | -28.2% |
| $10,000 over 1.9 years | $12,667 | $15,847Best |
| Top 10 Weight | 41.8%Best | 52.7% |
| Fund Family | Charles Schwab Asset Management | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Oct 21, 2024 |
Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Oct 22, 2024 to Sep 18, 2026 (1.9 years).
SCHD vs TEK growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.9 years both funds cover.
SCHD vs TEK Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and iShares Technology Opportunities Active ETF (TEK) is an ETF from iShares by BlackRock (US). Over the past year SCHD returned +27.20% while TEK returned +28.81%. Year to date, SCHD is up 23.46% versus a gain of 29.89% for TEK.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TEK has been the more volatile fund, with annualized monthly volatility of 30.4% compared with 14.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -28.2% for TEK. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.03. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while TEK charges 0.75%. On a $10,000 position that is $6 vs $75 annually, a gap of $69 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 1.24% for TEK.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 55 in TEK, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 55 in TEK, against full books of 103 and 63.
What only one of them owns
Our book lists 42 positions for TEK that do not appear in our book for SCHD (83.2% of the fund), and 99 for SCHD that do not appear in TEK (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and TEK you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TEK?
SCHD has an expense ratio of 0.06% while TEK charges 0.75%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, SCHD or TEK?
Over the past year SCHD returned +27.20% vs +28.81% for TEK, so TEK leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +13.25% vs +27.42% for TEK. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TEK?
TEK has been the more volatile fund at 30.4% annualized versus 14.2% for SCHD. Worst drawdown: SCHD -16.1% vs TEK -28.2%.
Should I hold both SCHD and TEK?
SCHD and TEK have a monthly-return correlation of 0.03, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or TEK?
SCHD yields 3.00% while TEK yields 1.24%, so SCHD currently pays the higher dividend yield.
Is TEK better than SCHD?
SCHD has a lower expense ratio. TEK led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 52.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.