SCHD vs TEMR
Schwab US Dividend Equity ETF vs T. Rowe Price Emerging Markets Equity Research ETF
Quick Verdict
SCHD has a lower expense ratio. TEMR offers more diversification with 347 holdings.
Side-by-Side Comparison
| Metric | SCHD | TEMR | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.40% | |
| AUM | $108.7B | $23M | |
| Dividend Yield | 3.13% | 0.00% | |
| Holdings | 104 | 347 | |
| YTD Return | +28.70% | +18.19% | |
| 1Y Return | +31.07% | - | |
| 3Y Return (annualized) | +16.88% | - | |
| 5Y Return (annualized) | +10.20% | - | |
| Volatility (annualized) | 13.7% | - | |
| Max Drawdown | -33.4% | -14.3% | |
| Fund Family | Charles Schwab Asset Management | T.Rowe Price | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Mar 11, 2026 |
SCHD vs TEMR Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and T. Rowe Price Emerging Markets Equity Research ETF (TEMR) is a ETF from T.Rowe Price. Year to date, SCHD is up 28.70% versus a gain of 18.19% for TEMR.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -14.3% for TEMR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while TEMR charges 0.40%. On a $10,000 position that is $6 vs $40 annually, a gap of $34 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for TEMR.
Holdings Overlap
SCHD and TEMR share 0 holdings out of 262 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or TEMR?
SCHD has an expense ratio of 0.06% while TEMR charges 0.40%. SCHD is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
What is the holdings overlap between SCHD and TEMR?
SCHD and TEMR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 262 unique securities.
Which pays a higher dividend, SCHD or TEMR?
SCHD yields 3.13% while TEMR yields 0.00%, so SCHD currently pays the higher dividend yield.
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