SCHD vs TGRW
Schwab US Dividend Equity ETF vs T. Rowe Price Growth Stock ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | TGRW | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.52% | |
| AUM | $103.7B | $973M | |
| Dividend Yield | 3.31% | 0.00% | |
| Holdings | 104 | 56 | |
| YTD Return | +24.26% | +5.13% | |
| 1Y Return | +31.38% | +11.23% | |
| 3Y Return (annualized) | +15.08% | +19.80% | |
| 5Y Return (annualized) | +9.72% | +7.63% | |
| Volatility (annualized) | 13.6% | 20.2% | |
| Max Drawdown | -33.4% | -43.3% | |
| Fund Family | Charles Schwab Asset Management | T.Rowe Price | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Aug 4, 2020 |
SCHD vs TGRW Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and T. Rowe Price Growth Stock ETF (TGRW) is a ETF from T.Rowe Price. Over the past year SCHD returned +31.38% while TGRW returned +11.23%. Year to date, SCHD is up 24.26% versus a gain of 5.13% for TGRW.
Over three years, SCHD compounded at +15.08% per year against +19.80% for TGRW; over five years the annualized figures are +9.72% and +7.63% respectively. Across the full 6-year window we track, TGRW has the edge at +11.47% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TGRW has been the more volatile fund, with annualized monthly volatility of 20.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -43.3% for TGRW. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while TGRW charges 0.52%. On a $10,000 position that is $6 vs $52 annually, a gap of $46 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for TGRW.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, SCHD or TGRW?
SCHD has an expense ratio of 0.06% while TGRW charges 0.52%. SCHD is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, SCHD or TGRW?
Over the past year SCHD returned +31.38% vs +11.23% for TGRW, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), SCHD annualized +11.39% vs +11.47% for TGRW. Past performance does not guarantee future results.
Which is riskier, SCHD or TGRW?
TGRW has been the more volatile fund at 20.2% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs TGRW -43.3%.
Should I hold both SCHD and TGRW?
SCHD and TGRW have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and TGRW?
SCHD and TGRW share 2 common holdings with a 0.4% weight overlap. Combined, they hold 153 unique securities.
Which pays a higher dividend, SCHD or TGRW?
SCHD yields 3.31% while TGRW yields 0.00%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.