SCHD vs TOGA
Schwab US Dividend Equity ETF vs Tremblant Global ETF
Which is better, SCHD or TOGA?
Large Cap Value against Mid Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 46.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TOGA |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.69% |
| AUM | $112.1B | $176M |
| Dividend Yield | 3.00% | 0.00% |
| Holdings | 103 | 30 |
| YTD Return | +24.59%Best | -12.43% |
| 1Y Return | +28.14%Best | -14.65% |
| 3Y Return (annualized) | +15.58% | - |
| 5Y Return (annualized) | +9.90% | - |
| Volatility (annualized) | 13.2%Best | 17.7% |
| Max Drawdown | -16.1%Best | -28.5% |
| $10,000 over 2.4 years | $14,315Best | $11,737 |
| Top 10 Weight | 41.8%Best | 46.1% |
| Fund Family | Charles Schwab Asset Management | Tremblant Advisors LP |
| Category | Equity | Equity |
| Style | Large Cap Value | Mid Cap Blend |
| Inception | Oct 20, 2011 | Aug 1, 2022 |
Volatility and max drawdown, and the $10,000 over 2.4 years row, are measured over the window both funds cover: May 3, 2024 to Sep 10, 2026 (2.4 years).
SCHD vs TOGA growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.4 years both funds cover.
SCHD vs TOGA Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Tremblant Global ETF (TOGA) is an ETF from Tremblant Advisors LP. Over the past year SCHD returned +28.14% while TOGA returned -14.65%. Year to date, SCHD is up 24.59% versus a loss of 12.43% for TOGA.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TOGA has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 13.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -28.5% for TOGA. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.11. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while TOGA charges 0.69%. On a $10,000 position that is $6 vs $69 annually, a gap of $63 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.00% for TOGA.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 28 in TOGA, totalling 100.0% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 28 in TOGA, against full books of 103 and 30.
What only one of them owns
Our book lists 24 positions for TOGA that do not appear in our book for SCHD (86.3% of the fund), and 99 for SCHD that do not appear in TOGA (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and TOGA you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TOGA?
SCHD has an expense ratio of 0.06% while TOGA charges 0.69%. SCHD is the cheaper option, by $63 a year on a $10,000 investment.
Which performed better, SCHD or TOGA?
Over the past year SCHD returned +28.14% vs -14.65% for TOGA, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +16.12% vs +6.90% for TOGA. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TOGA?
TOGA has been the more volatile fund at 17.7% annualized versus 13.2% for SCHD. Worst drawdown: SCHD -16.1% vs TOGA -28.5%.
Should I hold both SCHD and TOGA?
SCHD and TOGA have a monthly-return correlation of 0.11, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or TOGA?
SCHD yields 3.00% while TOGA yields 0.00%, so SCHD currently pays the higher dividend yield.
Is TOGA better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 46.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.