TOGA vs VTI
Tremblant Global ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TOGA or VTI?
Mid Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TOGA | VTI |
|---|---|---|
| Expense Ratio | 0.69% | 0.03%Best |
| AUM | $176M | $666.9B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 30 | 3,543 |
| YTD Return | -12.43% | +11.65%Best |
| 1Y Return | -14.65% | +17.34%Best |
| 3Y Return (annualized) | - | +20.35% |
| 5Y Return (annualized) | - | +11.72% |
| Volatility (annualized) | 17.7% | 12.1%Best |
| Max Drawdown | -28.5% | -19.3%Best |
| $10,000 over 2.4 years | $11,737 | $15,261Best |
| Fund Family | Tremblant Advisors LP | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | Aug 1, 2022 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.4 years row, are measured over the window both funds cover: May 3, 2024 to Sep 10, 2026 (2.4 years).
TOGA vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.4 years both funds cover.
TOGA vs VTI Performance
Tremblant Global ETF (TOGA) is an ETF from Tremblant Advisors LP and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TOGA returned -14.65% while VTI returned +17.34%. Year to date, TOGA is down 12.43% versus a gain of 11.65% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TOGA has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 12.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.5% for TOGA and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TOGA charges 0.69% per year while VTI charges 0.03%. On a $10,000 position that is $69 vs $3 annually, a gap of $66 per year that compounds over a long holding period. On income, TOGA currently yields 0.00% against 1.03% for VTI.
Holdings Overlap
At least 68.7% of TOGA's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
The two holdings books were reported 49 days apart, TOGA as of Aug 18, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
20 positions in common, counted across the 28 positions we hold weights for in TOGA and 2,787 in VTI, against full books of 30 and 3,543.
Top Shared Holdings
| Stock | Weight in TOGA | Weight in VTI | Difference |
|---|---|---|---|
| RDDTReddit, Inc.: Class A | 5.29% | 0.03% | 5.26% |
| DASHDoordash Inc | 5.11% | 0.09% | 5.02% |
| UBERUber Technologies Inc | 4.46% | 0.20% | 4.26% |
| AFRMAffirm Inc | 4.21% | 0.03% | 4.18% |
| VRNSVaronis Systems Inc | 4.22% | 0.00% | 4.22% |
| MTCHMatch Group Inc. | 4.19% | 0.01% | 4.18% |
| LYVLive Nation Entertainment Inc | 3.96% | 0.04% | 3.92% |
| WHWyndham Hotels & Resorts Inc | 3.94% | 0.00% | 3.94% |
| MDBMongodb, Inc. | 3.89% | 0.04% | 3.85% |
| CMGChipotle Mexican Grill Inc. Class A | 3.66% | 0.06% | 3.60% |
68.7% of TOGA is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TOGA or VTI?
TOGA has an expense ratio of 0.69% while VTI charges 0.03%. VTI is the cheaper option, by $66 a year on a $10,000 investment.
Which performed better, TOGA or VTI?
Over the past year TOGA returned -14.65% vs +17.34% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), TOGA annualized +6.90% vs +19.26% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TOGA or VTI?
TOGA has been the more volatile fund at 17.7% annualized versus 12.1% for VTI. Worst drawdown: TOGA -28.5% vs VTI -19.3%.
Should I hold both TOGA and VTI?
TOGA and VTI have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between TOGA and VTI?
At least 68.7% of TOGA's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 20 positions in common, counted across the 28 positions we hold weights for in TOGA and 2,787 in VTI.
Which pays a higher dividend, TOGA or VTI?
TOGA yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than TOGA?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.