SCHD vs TOLL
Schwab US Dividend Equity ETF vs Tema Durable Quality ETF
Which is better, SCHD or TOLL?
Large Cap Value against Large Cap Growth.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window, TOLL over 3Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TOLL |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.55% |
| AUM | $112.1B | $58M |
| Dividend Yield | 3.00% | 0.25% |
| Holdings | 103 | 37 |
| YTD Return | +24.59%Best | +13.07% |
| 1Y Return | +28.14%Best | +19.12% |
| 3Y Return (annualized) | +15.58% | +16.45%Best |
| 5Y Return (annualized) | +9.90% | - |
| Volatility (annualized) | 13.3%Best | 15.3% |
| Max Drawdown | -16.1% | -15.5%Best |
| $10,000 over 3.3 years | $16,357Best | $15,951 |
| Fund Family | Charles Schwab Asset Management | Tema Global Limited |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Growth |
| Inception | Oct 20, 2011 | May 11, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: May 11, 2023 to Sep 10, 2026 (3.3 years).
SCHD vs TOLL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
SCHD vs TOLL Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Tema Durable Quality ETF (TOLL) is an ETF from Tema Global Limited. Over the past year SCHD returned +28.14% while TOLL returned +19.12%. Year to date, SCHD is up 24.59% versus a gain of 13.07% for TOLL.
Over three years, SCHD compounded at +15.58% per year against +16.45% for TOLL.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TOLL has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -15.5% for TOLL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.54. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while TOLL charges 0.55%. On a $10,000 position that is $6 vs $55 annually, a gap of $49 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.25% for TOLL.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 37 in TOLL, totalling 100.0% and 92.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 37 in TOLL, against full books of 103 and 37.
You are not choosing between two funds in isolation.
Whichever of SCHD and TOLL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TOLL?
SCHD has an expense ratio of 0.06% while TOLL charges 0.55%. SCHD is the cheaper option, by $49 a year on a $10,000 investment.
Which performed better, SCHD or TOLL?
Over the past year SCHD returned +28.14% vs +19.12% for TOLL, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TOLL?
TOLL has been the more volatile fund at 15.3% annualized versus 13.3% for SCHD. Worst drawdown: SCHD -16.1% vs TOLL -15.5%.
Should I hold both SCHD and TOLL?
SCHD and TOLL have a monthly-return correlation of 0.54, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or TOLL?
SCHD yields 3.00% while TOLL yields 0.25%, so SCHD currently pays the higher dividend yield.
Is TOLL better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window, TOLL over 3Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.