TOLL vs VTI
Tema Durable Quality ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TOLL or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. TOLL led over 1Y, VTI over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TOLL | VTI |
|---|---|---|
| Expense Ratio | 0.55% | 0.03%Best |
| AUM | $40M | $689.2B |
| Dividend Yield | 0.25% | 1.06% |
| Holdings | 75 | 3,542 |
| YTD Return | +9.82%Best | +8.54% |
| 1Y Return | +12.91%Best | +11.14% |
| 3Y Return (annualized) | +16.47% | +20.29%Best |
| 5Y Return (annualized) | - | +9.84% |
| Volatility (annualized) | 15.3% | 13.1%Best |
| Max Drawdown | -15.5%Best | -19.3% |
| $10,000 over 3.5 years | $15,587 | $18,540Best |
| Fund Family | Tema Global Limited | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | May 11, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.5 years row, are measured over the window both funds cover: May 11, 2023 to Nov 6, 2026 (3.5 years).
TOLL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.5 years both funds cover.
TOLL vs VTI Performance
Tema Durable Quality ETF (TOLL) is an ETF from Tema Global Limited and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TOLL returned +12.91% while VTI returned +11.14%. Year to date, TOLL is up 9.82% versus a gain of 8.54% for VTI.
Over three years, TOLL compounded at +16.47% per year against +20.29% for VTI. Across the full 4-year window we track, VTI has the edge at +19.29% annualized vs +13.52%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TOLL has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.5% for TOLL and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TOLL charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, TOLL currently yields 0.25% against 1.06% for VTI.
Holdings Overlap
At least 8.2% of VTI's money is in holdings TOLL also owns.
Stated as a floor: for TOLL, our book for it covers 85.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and TOLL share little of their money.
27 positions in common, counted across the 36 positions we hold weights for in TOLL and 3,464 in VTI, against full books of 75 and 3,542.
Top Shared Holdings
| Stock | Weight in TOLL | Weight in VTI | Difference |
|---|---|---|---|
| VVisa Inc Class A | 5.57% | 0.00% | 5.57% |
| AVGOBroadcom Inc | 3.09% | 2.28% | 0.81% |
| LRCXLam Research Corp | 4.69% | 0.56% | 4.13% |
| GEGeneral Electric Co. | 4.65% | 0.44% | 4.21% |
| CBOECboe Global Markets Inc. | 4.28% | 0.04% | 4.24% |
| FTNTFortinet Inc | 4.08% | 0.15% | 3.93% |
| KLACKla Corp. | 3.87% | 0.35% | 3.52% |
| PFGCPerformance Food Group Co | 3.90% | 0.02% | 3.88% |
| TMOThermo Fisher | 3.46% | 0.34% | 3.12% |
| KEYSKeysight Technologies Inc. | 3.30% | 0.08% | 3.22% |
You are not choosing between two funds in isolation.
Whichever of TOLL and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TOLL or VTI?
TOLL has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, TOLL or VTI?
Over the past year TOLL returned +12.91% vs +11.14% for VTI, so TOLL leads on 1-year performance. Over the longest common window we track (4 years), TOLL annualized +13.52% vs +19.29% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TOLL or VTI?
TOLL has been the more volatile fund at 15.3% annualized versus 13.1% for VTI. Worst drawdown: TOLL -15.5% vs VTI -19.3%.
Should I hold both TOLL and VTI?
TOLL and VTI have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between TOLL and VTI?
At least 8.2% of VTI's money is in holdings TOLL also owns. Our book for TOLL is partial, so the real figure is this or higher. They hold 27 positions in common, counted across the 36 positions we hold weights for in TOLL and 3,464 in VTI.
Which pays a higher dividend, TOLL or VTI?
TOLL yields 0.25% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than TOLL?
VTI has a lower expense ratio. TOLL led over 1Y, VTI over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.