SCHD vs TSMU
Schwab US Dividend Equity ETF vs GraniteShares 2x Long TSM Daily ETF
Which is better, SCHD or TSMU?
Large Cap Value against Multi Alternative.
SCHD has a lower expense ratio. TSMU led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TSMU |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.50% |
| AUM | $112.1B | $48M |
| Dividend Yield | 3.00% | 0.00% |
| Holdings | 103 | 2 |
| YTD Return | +24.59% | +43.65%Best |
| 1Y Return | +28.14% | +99.98%Best |
| 3Y Return (annualized) | +15.58% | - |
| 5Y Return (annualized) | +9.90% | - |
| Volatility (annualized) | 14.1%Best | 71.3% |
| Max Drawdown | -16.1%Best | -63.7% |
| $10,000 over 1.8 years | $12,494 | $28,122Best |
| Fund Family | Charles Schwab Asset Management | GraniteShares |
| Category | Equity | Alternative |
| Style | Large Cap Value | Multi Alternative |
| Inception | Oct 20, 2011 | Nov 11, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Nov 12, 2024 to Sep 10, 2026 (1.8 years).
SCHD vs TSMU growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs TSMU Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and GraniteShares 2x Long TSM Daily ETF (TSMU) is an ETF from GraniteShares. Over the past year SCHD returned +28.14% while TSMU returned +99.98%. Year to date, SCHD is up 24.59% versus a gain of 43.65% for TSMU.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TSMU has been the more volatile fund, with annualized monthly volatility of 71.3% compared with 14.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -63.7% for TSMU. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.01. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while TSMU charges 1.50%. On a $10,000 position that is $6 vs $150 annually, a gap of $144 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.00% for TSMU.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 1 in TSMU, totalling 100.0% and 66.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 1 in TSMU, against full books of 103 and 2.
You are not choosing between two funds in isolation.
Whichever of SCHD and TSMU you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TSMU?
SCHD has an expense ratio of 0.06% while TSMU charges 1.50%. SCHD is the cheaper option, by $144 a year on a $10,000 investment.
Which performed better, SCHD or TSMU?
Over the past year SCHD returned +28.14% vs +99.98% for TSMU, so TSMU leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +13.17% vs +77.61% for TSMU. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TSMU?
TSMU has been the more volatile fund at 71.3% annualized versus 14.1% for SCHD. Worst drawdown: SCHD -16.1% vs TSMU -63.7%.
Should I hold both SCHD and TSMU?
SCHD and TSMU have a monthly-return correlation of 0.01, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or TSMU?
SCHD yields 3.00% while TSMU yields 0.00%, so SCHD currently pays the higher dividend yield.
Is TSMU better than SCHD?
SCHD has a lower expense ratio. TSMU led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.