SCHD vs TTEQ
Schwab US Dividend Equity ETF vs T. Rowe Price Technology ETF
Quick Verdict
SCHD has a lower expense ratio. TTEQ delivered stronger 1-year returns. TTEQ offers more diversification with 162 holdings.
Side-by-Side Comparison
| Metric | SCHD | TTEQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.63% | |
| AUM | $103.7B | $348M | |
| Dividend Yield | 3.31% | 0.00% | |
| Holdings | 104 | 347 | |
| YTD Return | +25.62% | +26.82% | |
| 1Y Return | +32.62% | +37.69% | |
| 3Y Return (annualized) | +15.58% | - | |
| 5Y Return (annualized) | +9.63% | - | |
| Volatility (annualized) | 13.6% | 28.4% | |
| Max Drawdown | -33.4% | -27.0% | |
| Fund Family | Charles Schwab Asset Management | T.Rowe Price | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Oct 23, 2024 |
SCHD vs TTEQ Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and T. Rowe Price Technology ETF (TTEQ) is a ETF from T.Rowe Price. Over the past year SCHD returned +32.62% while TTEQ returned +37.69%. Year to date, SCHD is up 25.62% versus a gain of 26.82% for TTEQ.
Risk: Volatility and Drawdowns
TTEQ has been the more volatile fund, with annualized monthly volatility of 28.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -27.0% for TTEQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.04. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while TTEQ charges 0.63%. On a $10,000 position that is $6 vs $63 annually, a gap of $57 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for TTEQ.
Holdings Overlap
SCHD and TTEQ share 0 holdings out of 262 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or TTEQ?
SCHD has an expense ratio of 0.06% while TTEQ charges 0.63%. SCHD is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, SCHD or TTEQ?
Over the past year SCHD returned +32.62% vs +37.69% for TTEQ, so TTEQ leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.47% vs +32.40% for TTEQ. Past performance does not guarantee future results.
Which is riskier, SCHD or TTEQ?
TTEQ has been the more volatile fund at 28.4% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs TTEQ -27.0%.
Should I hold both SCHD and TTEQ?
SCHD and TTEQ have a monthly-return correlation of 0.04, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and TTEQ?
SCHD and TTEQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 262 unique securities.
Which pays a higher dividend, SCHD or TTEQ?
SCHD yields 3.31% while TTEQ yields 0.00%, so SCHD currently pays the higher dividend yield.
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