SCHD vs TXUG
Schwab US Dividend Equity ETF vs Thornburg International Growth ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | TXUG | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.70% | |
| AUM | $103.7B | $4M | |
| Dividend Yield | 3.31% | 0.45% | |
| Holdings | 104 | 43 | |
| YTD Return | +25.62% | +13.40% | |
| 1Y Return | +32.62% | +12.65% | |
| 3Y Return (annualized) | +15.58% | - | |
| 5Y Return (annualized) | +9.63% | - | |
| Volatility (annualized) | 13.6% | 14.7% | |
| Max Drawdown | -33.4% | -18.6% | |
| Fund Family | Charles Schwab Asset Management | Thornburg Investment Management | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jan 23, 2025 |
SCHD vs TXUG Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Thornburg International Growth ETF (TXUG) is a ETF from Thornburg Investment Management. Over the past year SCHD returned +32.62% while TXUG returned +12.65%. Year to date, SCHD is up 25.62% versus a gain of 13.40% for TXUG.
Risk: Volatility and Drawdowns
TXUG has been the more volatile fund, with annualized monthly volatility of 14.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -18.6% for TXUG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.18. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while TXUG charges 0.70%. On a $10,000 position that is $6 vs $70 annually, a gap of $64 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.45% for TXUG.
Holdings Overlap
SCHD and TXUG share 0 holdings out of 142 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or TXUG?
SCHD has an expense ratio of 0.06% while TXUG charges 0.70%. SCHD is the cheaper option. On a $10,000 investment, that is $64 per year of difference.
Which performed better, SCHD or TXUG?
Over the past year SCHD returned +32.62% vs +12.65% for TXUG, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.47% vs +8.20% for TXUG. Past performance does not guarantee future results.
Which is riskier, SCHD or TXUG?
TXUG has been the more volatile fund at 14.7% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs TXUG -18.6%.
Should I hold both SCHD and TXUG?
SCHD and TXUG have a monthly-return correlation of 0.18, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and TXUG?
SCHD and TXUG share 0 common holdings with a 0.0% weight overlap. Combined, they hold 142 unique securities.
Which pays a higher dividend, SCHD or TXUG?
SCHD yields 3.31% while TXUG yields 0.45%, so SCHD currently pays the higher dividend yield.
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