SCHD vs UAE
Schwab US Dividend Equity ETF vs iShares MSCI UAE ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | UAE | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.60% | |
| AUM | $108.7B | $314M | |
| Dividend Yield | 3.13% | 4.43% | |
| Holdings | 104 | 62 | |
| YTD Return | +26.54% | +5.68% | |
| 1Y Return | +30.90% | +2.63% | |
| 3Y Return (annualized) | +16.29% | +13.85% | |
| 5Y Return (annualized) | +9.65% | +10.38% | |
| Volatility (annualized) | 13.6% | 20.2% | |
| Max Drawdown | -33.4% | -68.3% | |
| Fund Family | Charles Schwab Asset Management | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Apr 29, 2014 |
SCHD vs UAE Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and iShares MSCI UAE ETF (UAE) is a ETF from iShares by BlackRock (US). Over the past year SCHD returned +30.90% while UAE returned +2.63%. Year to date, SCHD is up 26.54% versus a gain of 5.68% for UAE.
Over three years, SCHD compounded at +16.29% per year against +13.85% for UAE; over five years the annualized figures are +9.65% and +10.38% respectively. Across the full 12-year window we track, SCHD has the edge at +11.51% annualized vs -0.27%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UAE has been the more volatile fund, with annualized monthly volatility of 20.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -68.3% for UAE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.42. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while UAE charges 0.60%. On a $10,000 position that is $6 vs $60 annually, a gap of $54 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 4.43% for UAE.
Holdings Overlap
SCHD and UAE share 0 holdings out of 157 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or UAE?
SCHD has an expense ratio of 0.06% while UAE charges 0.60%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.
Which performed better, SCHD or UAE?
Over the past year SCHD returned +30.90% vs +2.63% for UAE, so SCHD leads on 1-year performance. Over the longest common window we track (12 years), SCHD annualized +11.51% vs -0.27% for UAE. Past performance does not guarantee future results.
Which is riskier, SCHD or UAE?
UAE has been the more volatile fund at 20.2% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs UAE -68.3%.
Should I hold both SCHD and UAE?
SCHD and UAE have a monthly-return correlation of 0.42, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and UAE?
SCHD and UAE share 0 common holdings with a 0.0% weight overlap. Combined, they hold 157 unique securities.
Which pays a higher dividend, SCHD or UAE?
SCHD yields 3.13% while UAE yields 4.43%, so UAE currently pays the higher dividend yield.
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