SCHD vs UFOX
Schwab US Dividend Equity ETF vs Defiance Space and Connective Tech ETF
Which is better, SCHD or UFOX?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. UFOX led over 1Y and the full window. UFOX is less concentrated, with 38.4% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | UFOX |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.30% |
| AUM | $112.1B | $838M |
| Dividend Yield | 3.00% | 0.47% |
| Holdings | 103 | 60 |
| YTD Return | +23.46% | +30.15%Best |
| 1Y Return | +27.20% | +36.37%Best |
| 3Y Return (annualized) | +15.41% | - |
| 5Y Return (annualized) | +10.16% | - |
| Volatility (annualized) | 13.3%Best | 29.7% |
| Max Drawdown | -16.1%Best | -28.7% |
| $10,000 over 2.2 years | $13,424 | $19,526Best |
| Top 10 Weight | 41.8% | 38.4%Best |
| Fund Family | Charles Schwab Asset Management | Defiance ETFs, LLC |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Mar 4, 2019 |
Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jul 16, 2024 to Sep 18, 2026 (2.2 years).
SCHD vs UFOX growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.
SCHD vs UFOX Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Defiance Space and Connective Tech ETF (UFOX) is an ETF from Defiance ETFs, LLC. Over the past year SCHD returned +27.20% while UFOX returned +36.37%. Year to date, SCHD is up 23.46% versus a gain of 30.15% for UFOX.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UFOX has been the more volatile fund, with annualized monthly volatility of 29.7% compared with 13.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -28.7% for UFOX. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.08. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while UFOX charges 0.30%. On a $10,000 position that is $6 vs $30 annually, a gap of $24 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.47% for UFOX.
Holdings Overlap
6.7% of SCHD's money is in holdings UFOX also owns. 4.6% of UFOX's money is in holdings SCHD also owns.
SCHD and UFOX share little of their money.
3 positions in common, counted across the 100 positions we hold weights for in SCHD and 59 in UFOX, against full books of 103 and 60.
What only one of them owns
Our book lists 52 positions for UFOX that do not appear in our book for SCHD (88.1% of the fund), and 96 for SCHD that do not appear in UFOX (93.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and UFOX you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or UFOX?
SCHD has an expense ratio of 0.06% while UFOX charges 0.30%. SCHD is the cheaper option, by $24 a year on a $10,000 investment.
Which performed better, SCHD or UFOX?
Over the past year SCHD returned +27.20% vs +36.37% for UFOX, so UFOX leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +14.32% vs +35.55% for UFOX. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or UFOX?
UFOX has been the more volatile fund at 29.7% annualized versus 13.3% for SCHD. Worst drawdown: SCHD -16.1% vs UFOX -28.7%.
Should I hold both SCHD and UFOX?
SCHD and UFOX have a monthly-return correlation of 0.08, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and UFOX?
6.7% of SCHD's money is in holdings UFOX also owns. 4.6% of UFOX's is in holdings SCHD also owns. They hold 3 positions in common, counted across the 100 positions we hold weights for in SCHD and 59 in UFOX.
Which pays a higher dividend, SCHD or UFOX?
SCHD yields 3.00% while UFOX yields 0.47%, so SCHD currently pays the higher dividend yield.
Is UFOX better than SCHD?
SCHD has a lower expense ratio. UFOX led over 1Y and the full window. UFOX is less concentrated, with 38.4% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.