SCHD vs UFOX

Quick Verdict

SCHD has a lower expense ratio. UFOX delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: UFOXMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDUFOXWinner
Expense Ratio0.06%0.30%
AUM$103.7B$825M
Dividend Yield3.31%0.36%
Holdings10460
YTD Return+25.62%+31.70%
1Y Return+32.62%+52.19%
3Y Return (annualized)+15.58%-
5Y Return (annualized)+9.63%-
Volatility (annualized)13.6%30.4%
Max Drawdown-33.4%-28.7%
Fund FamilyCharles Schwab Asset ManagementDefiance ETFs, LLC
CategoryEquityEquity
InceptionOct 20, 2011Mar 4, 2019

SCHD vs UFOX Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Defiance Space and Connective Tech ETF (UFOX) is a ETF from Defiance ETFs, LLC. Over the past year SCHD returned +32.62% while UFOX returned +52.19%. Year to date, SCHD is up 25.62% versus a gain of 31.70% for UFOX.

Risk: Volatility and Drawdowns

UFOX has been the more volatile fund, with annualized monthly volatility of 30.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -28.7% for UFOX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.09. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while UFOX charges 0.30%. On a $10,000 position that is $6 vs $30 annually, a gap of $24 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.36% for UFOX.

Holdings Overlap

3.6%overlap

SCHD and UFOX share 3 holdings out of 156 unique holdings combined, representing a 3.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in UFOXDifference
VZ3.68%1.19%2.49%
QCOM2.72%2.13%0.59%
SWKS0.24%1.24%1.00%

Frequently Asked Questions

Which is cheaper, SCHD or UFOX?

SCHD has an expense ratio of 0.06% while UFOX charges 0.30%. SCHD is the cheaper option. On a $10,000 investment, that is $24 per year of difference.

Which performed better, SCHD or UFOX?

Over the past year SCHD returned +32.62% vs +52.19% for UFOX, so UFOX leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.47% vs +38.43% for UFOX. Past performance does not guarantee future results.

Which is riskier, SCHD or UFOX?

UFOX has been the more volatile fund at 30.4% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs UFOX -28.7%.

Should I hold both SCHD and UFOX?

SCHD and UFOX have a monthly-return correlation of 0.09, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and UFOX?

SCHD and UFOX share 3 common holdings with a 3.6% weight overlap. Combined, they hold 156 unique securities.

Which pays a higher dividend, SCHD or UFOX?

SCHD yields 3.31% while UFOX yields 0.36%, so SCHD currently pays the higher dividend yield.

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