SCHD vs UPAL

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDUPALWinner
Expense Ratio0.06%0.95%
AUM$103.7B$3M
Dividend Yield3.31%0.28%
Holdings1044
YTD Return+25.62%-32.63%
1Y Return+32.62%-
3Y Return (annualized)+15.58%-
5Y Return (annualized)+9.63%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-48.2%
Fund FamilyCharles Schwab Asset ManagementProShares
CategoryEquityAlternative
InceptionOct 20, 2011Apr 20, 2026

SCHD vs UPAL Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and ProShares Ultra Palladium K-1 Free ETF (UPAL) is a ETF from ProShares. Year to date, SCHD is up 25.62% versus a loss of 32.63% for UPAL.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -48.2% for UPAL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while UPAL charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.28% for UPAL.

Frequently Asked Questions

Which is cheaper, SCHD or UPAL?

SCHD has an expense ratio of 0.06% while UPAL charges 0.95%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which pays a higher dividend, SCHD or UPAL?

SCHD yields 3.31% while UPAL yields 0.28%, so SCHD currently pays the higher dividend yield.

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