SCHD vs UPSX
Schwab US Dividend Equity ETF vs Tradr 2X Long UPST Daily ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | UPSX | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.30% | |
| AUM | $108.7B | $23M | |
| Dividend Yield | 3.13% | 0.00% | |
| Holdings | 104 | 6 | |
| YTD Return | +27.93% | -73.40% | |
| 1Y Return | +30.06% | -91.74% | |
| 3Y Return (annualized) | +16.25% | - | |
| 5Y Return (annualized) | +10.03% | - | |
| Volatility (annualized) | 13.6% | 112.9% | |
| Max Drawdown | -33.4% | -95.0% | |
| Fund Family | Charles Schwab Asset Management | Tradr ETFs | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Jun 9, 2025 |
SCHD vs UPSX Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Tradr 2X Long UPST Daily ETF (UPSX) is a ETF from Tradr ETFs. Over the past year SCHD returned +30.06% while UPSX returned -91.74%. Year to date, SCHD is up 27.93% versus a loss of 73.40% for UPSX.
Risk: Volatility and Drawdowns
UPSX has been the more volatile fund, with annualized monthly volatility of 112.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -95.0% for UPSX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.19. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while UPSX charges 1.30%. On a $10,000 position that is $6 vs $130 annually, a gap of $124 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for UPSX.
Holdings Overlap
SCHD and UPSX share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or UPSX?
SCHD has an expense ratio of 0.06% while UPSX charges 1.30%. SCHD is the cheaper option. On a $10,000 investment, that is $124 per year of difference.
Which performed better, SCHD or UPSX?
Over the past year SCHD returned +30.06% vs -91.74% for UPSX, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +11.56% vs -83.21% for UPSX. Past performance does not guarantee future results.
Which is riskier, SCHD or UPSX?
UPSX has been the more volatile fund at 112.9% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs UPSX -95.0%.
Should I hold both SCHD and UPSX?
SCHD and UPSX have a monthly-return correlation of -0.19, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and UPSX?
SCHD and UPSX share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, SCHD or UPSX?
SCHD yields 3.13% while UPSX yields 0.00%, so SCHD currently pays the higher dividend yield.
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