IVV vs UPSX

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVUPSXWinner
Expense Ratio0.03%1.30%
AUM$865.2B$19M
Dividend Yield1.09%0.00%
Holdings5086
YTD Return+13.43%-71.36%
1Y Return+22.61%-88.38%
3Y Return (annualized)+21.47%-
5Y Return (annualized)+13.26%-
Volatility (annualized)15.1%114.4%
Max Drawdown-56.5%-95.0%
Fund FamilyiShares by BlackRock (US)Tradr ETFs
CategoryEquityAlternative
InceptionMay 15, 2000Jun 9, 2025

IVV vs UPSX Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Tradr 2X Long UPST Daily ETF (UPSX) is a ETF from Tradr ETFs. Over the past year IVV returned +22.61% while UPSX returned -88.38%. Year to date, IVV is up 13.43% versus a loss of 71.36% for UPSX.

Risk: Volatility and Drawdowns

UPSX has been the more volatile fund, with annualized monthly volatility of 114.4% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -95.0% for UPSX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while UPSX charges 1.30%. On a $10,000 position that is $3 vs $130 annually, a gap of $127 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for UPSX.

Holdings Overlap

0.0%overlap

IVV and UPSX share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or UPSX?

IVV has an expense ratio of 0.03% while UPSX charges 1.30%. IVV is the cheaper option. On a $10,000 investment, that is $127 per year of difference.

Which performed better, IVV or UPSX?

Over the past year IVV returned +22.61% vs -88.38% for UPSX, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +7.03% vs -83.34% for UPSX. Past performance does not guarantee future results.

Which is riskier, IVV or UPSX?

UPSX has been the more volatile fund at 114.4% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs UPSX -95.0%.

Should I hold both IVV and UPSX?

IVV and UPSX have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and UPSX?

IVV and UPSX share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, IVV or UPSX?

IVV yields 1.09% while UPSX yields 0.00%, so IVV currently pays the higher dividend yield.

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