SCHD vs URAA

SCHD vs URAA

Which is better, SCHD or URAA?

Large Cap Value against Commodities.

SCHD has a lower expense ratio. SCHD led over 1Y and the full window.

Lower Fees: SCHDHigher Returns: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSCHDURAA
Expense Ratio0.06%Best1.30%
AUM$112.1B$35M
Dividend Yield3.00%11.88%
Holdings10312
YTD Return+23.46%Best-40.65%
1Y Return+27.20%Best-38.63%
3Y Return (annualized)+15.41%-
5Y Return (annualized)+10.16%-
Volatility (annualized)13.5%Best87.8%
Max Drawdown-16.1%Best-69.1%
$10,000 over 2.2 years$13,977Best$9,514
Top 10 Weight41.8%-
Fund FamilyCharles Schwab Asset ManagementDirexion Shares ETF Trust
CategoryEquityCommodity
StyleLarge Cap ValueCommodities
InceptionOct 20, 2011Jun 26, 2024

Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jun 26, 2024 to Sep 18, 2026 (2.2 years).

SCHD vs URAA growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.

SCHD vs URAA Performance

Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Direxion Daily Uranium Industry Bull 2X ETF (URAA) is an ETF from Direxion Shares ETF Trust. Over the past year SCHD returned +27.20% while URAA returned -38.63%. Year to date, SCHD is up 23.46% versus a loss of 40.65% for URAA.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

URAA has been the more volatile fund, with annualized monthly volatility of 87.8% compared with 13.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.1% for SCHD and -69.1% for URAA. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.26. They move largely independently of each other.

Fees and Cost Over Time

SCHD charges 0.06% per year while URAA charges 1.30%. On a $10,000 position that is $6 vs $130 annually, a gap of $124 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 11.88% for URAA.

Holdings Overlap

We hold position weights for 100 holdings in SCHD and 6 in URAA, totalling 100.0% and 97.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 100 positions we hold weights for in SCHD and 6 in URAA, against full books of 103 and 12.

What only one of them owns

Our book lists 6 positions for URAA that do not appear in our book for SCHD (97.9% of the fund), and 99 for SCHD that do not appear in URAA (99.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of SCHD and URAA you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SCHDURAA

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SCHD or URAA?

SCHD has an expense ratio of 0.06% while URAA charges 1.30%. SCHD is the cheaper option, by $124 a year on a $10,000 investment.

Which performed better, SCHD or URAA?

Over the past year SCHD returned +27.20% vs -38.63% for URAA, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +16.44% vs -2.24% for URAA. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SCHD or URAA?

URAA has been the more volatile fund at 87.8% annualized versus 13.5% for SCHD. Worst drawdown: SCHD -16.1% vs URAA -69.1%.

Should I hold both SCHD and URAA?

SCHD and URAA have a monthly-return correlation of 0.26, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SCHD or URAA?

SCHD yields 3.00% while URAA yields 11.88%, so URAA currently pays the higher dividend yield.

Is URAA better than SCHD?

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.