SCHD vs URAA
Schwab US Dividend Equity ETF vs Direxion Daily Uranium Industry Bull 2X ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | URAA | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.30% | |
| AUM | $108.7B | $37M | |
| Dividend Yield | 3.13% | 15.25% | |
| Holdings | 104 | 12 | |
| YTD Return | +28.70% | -24.69% | |
| 1Y Return | +32.27% | +14.08% | |
| 3Y Return (annualized) | +17.27% | - | |
| 5Y Return (annualized) | +10.23% | - | |
| Volatility (annualized) | 13.7% | 89.0% | |
| Max Drawdown | -33.4% | -69.1% | |
| Fund Family | Charles Schwab Asset Management | Direxion Shares ETF Trust | |
| Category | Equity | Commodity | |
| Inception | Oct 20, 2011 | Jun 26, 2024 |
SCHD vs URAA Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Direxion Daily Uranium Industry Bull 2X ETF (URAA) is a ETF from Direxion Shares ETF Trust. Over the past year SCHD returned +32.27% while URAA returned +14.08%. Year to date, SCHD is up 28.70% versus a loss of 24.69% for URAA.
Risk: Volatility and Drawdowns
URAA has been the more volatile fund, with annualized monthly volatility of 89.0% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -69.1% for URAA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.23. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while URAA charges 1.30%. On a $10,000 position that is $6 vs $130 annually, a gap of $124 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 15.25% for URAA.
Holdings Overlap
SCHD and URAA share 0 holdings out of 107 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or URAA?
SCHD has an expense ratio of 0.06% while URAA charges 1.30%. SCHD is the cheaper option. On a $10,000 investment, that is $124 per year of difference.
Which performed better, SCHD or URAA?
Over the past year SCHD returned +32.27% vs +14.08% for URAA, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.63% vs +9.11% for URAA. Past performance does not guarantee future results.
Which is riskier, SCHD or URAA?
URAA has been the more volatile fund at 89.0% annualized versus 13.7% for SCHD. Worst drawdown: SCHD -33.4% vs URAA -69.1%.
Should I hold both SCHD and URAA?
SCHD and URAA have a monthly-return correlation of 0.23, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and URAA?
SCHD and URAA share 0 common holdings with a 0.0% weight overlap. Combined, they hold 107 unique securities.
Which pays a higher dividend, SCHD or URAA?
SCHD yields 3.13% while URAA yields 15.25%, so URAA currently pays the higher dividend yield.
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