SCHD vs URE
SCHD vs URE
Schwab US Dividend Equity ETF vs ProShares Ultra Real Estate
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | URE | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.95% | |
| AUM | $103.7B | $60M | |
| Dividend Yield | 3.31% | 2.07% | |
| Holdings | 104 | 39 | |
| YTD Return | +24.26% | +21.99% | |
| 1Y Return | +31.38% | +15.67% | |
| 3Y Return (annualized) | +15.08% | +10.03% | |
| 5Y Return (annualized) | +9.72% | -4.38% | |
| Volatility (annualized) | 13.6% | 42.0% | |
| Max Drawdown | -33.4% | -97.3% | |
| Fund Family | Charles Schwab Asset Management | ProShares | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Jan 30, 2007 |
SCHD vs URE Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and ProShares Ultra Real Estate (URE) is a ETF from ProShares. Over the past year SCHD returned +31.38% while URE returned +15.67%. Year to date, SCHD is up 24.26% versus a gain of 21.99% for URE.
Over three years, SCHD compounded at +15.08% per year against +10.03% for URE; over five years the annualized figures are +9.72% and -4.38% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs -4.22%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
URE has been the more volatile fund, with annualized monthly volatility of 42.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -97.3% for URE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while URE charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 2.07% for URE.
Holdings Overlap
SCHD and URE share 0 holdings out of 132 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or URE?
SCHD has an expense ratio of 0.06% while URE charges 0.95%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.
Which performed better, SCHD or URE?
Over the past year SCHD returned +31.38% vs +15.67% for URE, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.39% vs -4.22% for URE. Past performance does not guarantee future results.
Which is riskier, SCHD or URE?
URE has been the more volatile fund at 42.0% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs URE -97.3%.
Should I hold both SCHD and URE?
SCHD and URE have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and URE?
SCHD and URE share 0 common holdings with a 0.0% weight overlap. Combined, they hold 132 unique securities.
Which pays a higher dividend, SCHD or URE?
SCHD yields 3.31% while URE yields 2.07%, so SCHD currently pays the higher dividend yield.
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