SCHD vs USDU
Schwab US Dividend Equity ETF vs WisdomTree Bloomberg US Dollar Bullish Fund
Which is better, SCHD or USDU?
Large Cap Value against Multi Alternative.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | USDU |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.51% |
| AUM | $112.1B | $280M |
| Dividend Yield | 3.00% | 3.75% |
| Holdings | 103 | 123 |
| YTD Return | +23.46%Best | +2.83% |
| 1Y Return | +27.20%Best | +5.23% |
| 3Y Return (annualized) | +15.41%Best | +3.98% |
| 5Y Return (annualized) | +10.16%Best | +5.17% |
| Volatility (annualized) | 14.4% | 6.2%Best |
| Max Drawdown | -33.4% | -14.5%Best |
| $10,000 over 5 years | $16,223Best | $12,866 |
| Fund Family | Charles Schwab Asset Management | WisdomTree Investments |
| Category | Equity | Alternative |
| Style | Large Cap Value | Multi Alternative |
| Inception | Oct 20, 2011 | Dec 18, 2013 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 18, 2013 to Sep 18, 2026 (12.8 years).
SCHD vs USDU growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.8 years both funds cover.
SCHD vs USDU Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and WisdomTree Bloomberg US Dollar Bullish Fund (USDU) is an ETF from WisdomTree Investments. Over the past year SCHD returned +27.20% while USDU returned +5.23%. Year to date, SCHD is up 23.46% versus a gain of 2.83% for USDU.
Over three years, SCHD compounded at +15.41% per year against +3.98% for USDU; over five years the annualized figures are +10.16% and +5.17% respectively. Across the full 13-year window we track, SCHD has the edge at +10.03% annualized vs +3.20%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 6.2% for USDU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -14.5% for USDU. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.43. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while USDU charges 0.51%. On a $10,000 position that is $6 vs $51 annually, a gap of $45 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 3.75% for USDU.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 1 in USDU, totalling 100.0% and 4.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 1 in USDU, against full books of 103 and 123.
You are not choosing between two funds in isolation.
Whichever of SCHD and USDU you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or USDU?
SCHD has an expense ratio of 0.06% while USDU charges 0.51%. SCHD is the cheaper option, by $45 a year on a $10,000 investment.
Which performed better, SCHD or USDU?
Over the past year SCHD returned +27.20% vs +5.23% for USDU, so SCHD leads on 1-year performance. Over the longest common window we track (13 years), SCHD annualized +10.03% vs +3.20% for USDU. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or USDU?
SCHD has been the more volatile fund at 14.4% annualized versus 6.2% for USDU. Worst drawdown: SCHD -33.4% vs USDU -14.5%.
Should I hold both SCHD and USDU?
SCHD and USDU have a monthly-return correlation of -0.43, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or USDU?
SCHD yields 3.00% while USDU yields 3.75%, so USDU currently pays the higher dividend yield.
Is USDU better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.