USDU vs VTI
WisdomTree Bloomberg US Dollar Bullish Fund vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | USDU | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.51% | 0.03% | |
| AUM | $464M | $663.5B | |
| Dividend Yield | 3.70% | 1.07% | |
| Holdings | 2 | 3,543 | |
| YTD Return | +2.40% | +14.22% | |
| 1Y Return | +4.76% | +22.19% | |
| 3Y Return (annualized) | +4.50% | +21.27% | |
| 5Y Return (annualized) | +5.14% | +12.23% | |
| Volatility (annualized) | 6.2% | 15.3% | |
| Max Drawdown | -14.5% | -56.6% | |
| Fund Family | WisdomTree Investments | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Dec 18, 2013 | May 24, 2001 |
USDU vs VTI Performance
WisdomTree Bloomberg US Dollar Bullish Fund (USDU) is a ETF from WisdomTree Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year USDU returned +4.76% while VTI returned +22.19%. Year to date, USDU is up 2.40% versus a gain of 14.22% for VTI.
Over three years, USDU compounded at +4.50% per year against +21.27% for VTI; over five years the annualized figures are +5.14% and +12.23% respectively. Across the full 13-year window we track, VTI has the edge at +8.14% annualized vs +3.19%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 6.2% for USDU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.5% for USDU and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.42. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
USDU charges 0.51% per year while VTI charges 0.03%. On a $10,000 position that is $51 vs $3 annually, a gap of $48 per year that compounds over a long holding period. On income, USDU currently yields 3.70% against 1.07% for VTI.
Holdings Overlap
USDU and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, USDU or VTI?
USDU has an expense ratio of 0.51% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $48 per year of difference.
Which performed better, USDU or VTI?
Over the past year USDU returned +4.76% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (13 years), USDU annualized +3.19% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, USDU or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 6.2% for USDU. Worst drawdown: USDU -14.5% vs VTI -56.6%.
Should I hold both USDU and VTI?
USDU and VTI have a monthly-return correlation of -0.42, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between USDU and VTI?
USDU and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, USDU or VTI?
USDU yields 3.70% while VTI yields 1.07%, so USDU currently pays the higher dividend yield.
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