SCHD vs USDX
Schwab US Dividend Equity ETF vs SGI Enhanced Core ETF
Which is better, SCHD or USDX?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | USDX |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.08% |
| AUM | $112.1B | $306M |
| Dividend Yield | 3.00% | 6.43% |
| Holdings | 103 | 13 |
| YTD Return | +23.46%Best | +3.41% |
| 1Y Return | +27.20%Best | +5.78% |
| 3Y Return (annualized) | +15.41% | - |
| 5Y Return (annualized) | +10.16% | - |
| Volatility (annualized) | 13.3% | 1.0%Best |
| Max Drawdown | -16.1% | -0.9%Best |
| $10,000 over 2.6 years | $14,353Best | $11,920 |
| Top 10 Weight | 41.8% | - |
| Fund Family | Charles Schwab Asset Management | Summit Global Investments |
| Category | Equity | Money Market |
| Style | Large Cap Value | - |
| Inception | Oct 20, 2011 | Feb 29, 2024 |
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Feb 29, 2024 to Sep 18, 2026 (2.6 years).
SCHD vs USDX growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
SCHD vs USDX Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and SGI Enhanced Core ETF (USDX) is an ETF from Summit Global Investments. Over the past year SCHD returned +27.20% while USDX returned +5.78%. Year to date, SCHD is up 23.46% versus a gain of 3.41% for USDX.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 1.0% for USDX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -0.9% for USDX. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.08. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while USDX charges 1.08%. On a $10,000 position that is $6 vs $108 annually, a gap of $102 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 6.43% for USDX.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 7 in USDX, totalling 100.0% and 99.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 7 in USDX, against full books of 103 and 13.
What only one of them owns
Our book lists 7 positions for USDX that do not appear in our book for SCHD (99.1% of the fund), and 99 for SCHD that do not appear in USDX (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and USDX you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or USDX?
SCHD has an expense ratio of 0.06% while USDX charges 1.08%. SCHD is the cheaper option, by $102 a year on a $10,000 investment.
Which performed better, SCHD or USDX?
Over the past year SCHD returned +27.20% vs +5.78% for USDX, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or USDX?
SCHD has been the more volatile fund at 13.3% annualized versus 1.0% for USDX. Worst drawdown: SCHD -16.1% vs USDX -0.9%.
Should I hold both SCHD and USDX?
SCHD and USDX have a monthly-return correlation of 0.08, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or USDX?
SCHD yields 3.00% while USDX yields 6.43%, so USDX currently pays the higher dividend yield.
Is USDX better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.