USDX vs VTI
SGI Enhanced Core ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, USDX or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USDX | VTI |
|---|---|---|
| Expense Ratio | 1.08% | 0.03%Best |
| AUM | $296M | $690.1B |
| Dividend Yield | 6.43% | 1.03% |
| Holdings | 16 | 3,524 |
| YTD Return | +3.84% | +12.51%Best |
| 1Y Return | +5.70% | +15.23%Best |
| 3Y Return (annualized) | - | +22.50% |
| 5Y Return (annualized) | - | +12.31% |
| Volatility (annualized) | 1.0%Best | 12.1% |
| Max Drawdown | -0.9%Best | -19.3% |
| $10,000 over 2.6 years | $11,941 | $15,401Best |
| Top 10 Weight | - | 33.3% |
| Fund Family | Summit Global Investments | Vanguard (US) |
| Category | Money Market | Equity |
| Style | - | Large Cap Blend |
| Inception | Feb 29, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Feb 29, 2024 to Oct 1, 2026 (2.6 years).
USDX vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
USDX vs VTI Performance
SGI Enhanced Core ETF (USDX) is an ETF from Summit Global Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year USDX returned +5.70% while VTI returned +15.23%. Year to date, USDX is up 3.84% versus a gain of 12.51% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.1% compared with 1.0% for USDX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.9% for USDX and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.02. They move largely independently of each other.
Fees and Cost Over Time
USDX charges 1.08% per year while VTI charges 0.03%. On a $10,000 position that is $108 vs $3 annually, a gap of $105 per year that compounds over a long holding period. On income, USDX currently yields 6.43% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 7 holdings in USDX and 3,463 in VTI, totalling 99.2% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 7 positions we hold weights for in USDX and 3,463 in VTI, against full books of 16 and 3,524.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for USDX (97.5% of the fund), and 7 for USDX that do not appear in VTI (99.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of USDX and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USDX or VTI?
USDX has an expense ratio of 1.08% while VTI charges 0.03%. VTI is the cheaper option, by $105 a year on a $10,000 investment.
Which performed better, USDX or VTI?
Over the past year USDX returned +5.70% vs +15.23% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, USDX or VTI?
VTI has been the more volatile fund at 12.1% annualized versus 1.0% for USDX. Worst drawdown: USDX -0.9% vs VTI -19.3%.
Should I hold both USDX and VTI?
USDX and VTI have a monthly-return correlation of -0.02, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, USDX or VTI?
USDX yields 6.43% while VTI yields 1.03%, so USDX currently pays the higher dividend yield.
Is VTI better than USDX?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.