USDX vs VTI
SGI Enhanced Core ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, USDX or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USDX | VTI |
|---|---|---|
| Expense Ratio | 1.08% | 0.03%Best |
| AUM | $306M | $666.9B |
| Dividend Yield | 6.59% | 1.07% |
| Holdings | 13 | 3,543 |
| YTD Return | +3.07% | +13.59%Best |
| 1Y Return | +5.80% | +20.00%Best |
| 3Y Return (annualized) | - | +20.95% |
| 5Y Return (annualized) | - | +11.81% |
| Volatility (annualized) | 1.0%Best | 12.2% |
| Max Drawdown | -0.9%Best | -19.3% |
| $10,000 over 2.5 years | $11,832 | $15,477Best |
| Fund Family | Summit Global Investments | Vanguard (US) |
| Category | Money Market | Equity |
| Style | - | Large Cap Blend |
| Inception | Feb 29, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Feb 29, 2024 to Sep 4, 2026 (2.5 years).
USDX vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
USDX vs VTI Performance
SGI Enhanced Core ETF (USDX) is an ETF from Summit Global Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year USDX returned +5.80% while VTI returned +20.00%. Year to date, USDX is up 3.07% versus a gain of 13.59% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.2% compared with 1.0% for USDX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.9% for USDX and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.00. They move largely independently of each other.
Fees and Cost Over Time
USDX charges 1.08% per year while VTI charges 0.03%. On a $10,000 position that is $108 vs $3 annually, a gap of $105 per year that compounds over a long holding period. On income, USDX currently yields 6.59% against 1.07% for VTI.
Holdings Overlap
We hold position weights for 7 holdings in USDX and 2,787 in VTI, totalling 99.6% and 92.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 49 days apart, USDX as of Aug 18, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 7 positions we hold weights for in USDX and 2,787 in VTI, against full books of 13 and 3,543.
You are not choosing between two funds in isolation.
Whichever of USDX and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USDX or VTI?
USDX has an expense ratio of 1.08% while VTI charges 0.03%. VTI is the cheaper option, by $105 a year on a $10,000 investment.
Which performed better, USDX or VTI?
Over the past year USDX returned +5.80% vs +20.00% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, USDX or VTI?
VTI has been the more volatile fund at 12.2% annualized versus 1.0% for USDX. Worst drawdown: USDX -0.9% vs VTI -19.3%.
Should I hold both USDX and VTI?
USDX and VTI have a monthly-return correlation of 0.00, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, USDX or VTI?
USDX yields 6.59% while VTI yields 1.07%, so USDX currently pays the higher dividend yield.
Is VTI better than USDX?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.