USDX vs VTI
SGI Enhanced Core ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | USDX | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.08% | 0.03% | |
| AUM | $302M | $663.5B | |
| Dividend Yield | 6.79% | 1.07% | |
| Holdings | 37 | 3,543 | |
| YTD Return | +3.11% | +14.96% | |
| 1Y Return | +6.31% | +22.39% | |
| 3Y Return (annualized) | - | +21.51% | |
| 5Y Return (annualized) | - | +12.36% | |
| Volatility (annualized) | 1.0% | 15.4% | |
| Max Drawdown | -0.9% | -56.6% | |
| Fund Family | Summit Global Investments | Vanguard (US) | |
| Category | Money Market | Equity | |
| Inception | Feb 29, 2024 | May 24, 2001 |
USDX vs VTI Performance
SGI Enhanced Core ETF (USDX) is a ETF from Summit Global Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year USDX returned +6.31% while VTI returned +22.39%. Year to date, USDX is up 3.11% versus a gain of 14.96% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 1.0% for USDX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.9% for USDX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.04. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
USDX charges 1.08% per year while VTI charges 0.03%. On a $10,000 position that is $108 vs $3 annually, a gap of $105 per year that compounds over a long holding period. On income, USDX currently yields 6.79% against 1.07% for VTI.
Holdings Overlap
USDX and VTI share 0 holdings out of 2790 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, USDX or VTI?
USDX has an expense ratio of 1.08% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $105 per year of difference.
Which performed better, USDX or VTI?
Over the past year USDX returned +6.31% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), USDX annualized +7.15% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, USDX or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 1.0% for USDX. Worst drawdown: USDX -0.9% vs VTI -56.6%.
Should I hold both USDX and VTI?
USDX and VTI have a monthly-return correlation of -0.04, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between USDX and VTI?
USDX and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, USDX or VTI?
USDX yields 6.79% while VTI yields 1.07%, so USDX currently pays the higher dividend yield.
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