SCHD vs VCHY
Schwab US Dividend Equity ETF vs Vanguard US High-Yield Corporate Bond Index ETF
Quick Verdict
VCHY has a lower expense ratio. VCHY offers more diversification with 1,079 holdings.
Side-by-Side Comparison
| Metric | SCHD | VCHY | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.05% | |
| AUM | $108.7B | $38M | |
| Dividend Yield | 3.13% | 0.50% | |
| Holdings | 104 | 1,079 | |
| YTD Return | +26.54% | +0.02% | |
| 1Y Return | +30.90% | - | |
| 3Y Return (annualized) | +16.29% | - | |
| 5Y Return (annualized) | +9.65% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -1.2% | |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) | |
| Category | Equity | Fixed Income | |
| Inception | Oct 20, 2011 | May 19, 2026 |
SCHD vs VCHY Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Vanguard US High-Yield Corporate Bond Index ETF (VCHY) is a ETF from Vanguard (US). Year to date, SCHD is up 26.54% versus a gain of 0.02% for VCHY.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -1.2% for VCHY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while VCHY charges 0.05%. On a $10,000 position that is $6 vs $5 annually, a gap of $1 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.50% for VCHY.
Holdings Overlap
SCHD and VCHY share 0 holdings out of 1179 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or VCHY?
SCHD has an expense ratio of 0.06% while VCHY charges 0.05%. VCHY is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
What is the holdings overlap between SCHD and VCHY?
SCHD and VCHY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1179 unique securities.
Which pays a higher dividend, SCHD or VCHY?
SCHD yields 3.13% while VCHY yields 0.50%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.