SCHD vs VICE

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDVICEWinner
Expense Ratio0.06%0.99%
AUM$108.7B$7M
Dividend Yield3.13%0.75%
Holdings10425
YTD Return+26.54%+11.01%
1Y Return+30.90%-0.95%
3Y Return (annualized)+16.29%+9.31%
5Y Return (annualized)+9.65%+2.82%
Volatility (annualized)13.6%18.9%
Max Drawdown-33.4%-40.8%
Fund FamilyCharles Schwab Asset ManagementAdvisor Shares
CategoryEquityEquity
InceptionOct 20, 2011Dec 11, 2017

SCHD vs VICE Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and AdvisorShares Vice ETF (VICE) is a ETF from Advisor Shares. Over the past year SCHD returned +30.90% while VICE returned -0.95%. Year to date, SCHD is up 26.54% versus a gain of 11.01% for VICE.

Over three years, SCHD compounded at +16.29% per year against +9.31% for VICE; over five years the annualized figures are +9.65% and +2.82% respectively. Across the full 9-year window we track, SCHD has the edge at +11.51% annualized vs +4.51%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VICE has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -40.8% for VICE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SCHD charges 0.06% per year while VICE charges 0.99%. On a $10,000 position that is $6 vs $99 annually, a gap of $93 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.75% for VICE.

Holdings Overlap

7.1%overlap

SCHD and VICE share 2 holdings out of 122 unique holdings combined, representing a 7.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in VICEDifference
KO4.20%4.28%0.08%
MO2.86%4.79%1.93%

Frequently Asked Questions

Which is cheaper, SCHD or VICE?

SCHD has an expense ratio of 0.06% while VICE charges 0.99%. SCHD is the cheaper option. On a $10,000 investment, that is $93 per year of difference.

Which performed better, SCHD or VICE?

Over the past year SCHD returned +30.90% vs -0.95% for VICE, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), SCHD annualized +11.51% vs +4.51% for VICE. Past performance does not guarantee future results.

Which is riskier, SCHD or VICE?

VICE has been the more volatile fund at 18.9% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs VICE -40.8%.

Should I hold both SCHD and VICE?

SCHD and VICE have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and VICE?

SCHD and VICE share 2 common holdings with a 7.1% weight overlap. Combined, they hold 122 unique securities.

Which pays a higher dividend, SCHD or VICE?

SCHD yields 3.13% while VICE yields 0.75%, so SCHD currently pays the higher dividend yield.

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