SCHD vs VIDI

SCHD vs VIDI
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Quick Verdict

SCHD has a lower expense ratio. VIDI delivered stronger 1-year returns. VIDI offers more diversification with 248 holdings.

Lower Fees: SCHDHigher Returns: VIDIMore Diversified: VIDI

Side-by-Side Comparison

MetricSCHDVIDIWinner
Expense Ratio0.06%0.61%
AUM$108.7B$448M
Dividend Yield3.13%3.99%
Holdings104248
YTD Return+25.69%+19.62%
1Y Return+30.41%+35.15%
3Y Return (annualized)+16.03%+26.13%
5Y Return (annualized)+9.64%+13.28%
Volatility (annualized)13.6%16.4%
Max Drawdown-33.4%-51.5%
Fund FamilyCharles Schwab Asset ManagementVident Financial
CategoryEquityEquity
InceptionOct 20, 2011Oct 29, 2013

SCHD vs VIDI Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Vident International Equity Strategy ETF (VIDI) is a ETF from Vident Financial. Over the past year SCHD returned +30.41% while VIDI returned +35.15%. Year to date, SCHD is up 25.69% versus a gain of 19.62% for VIDI.

Over three years, SCHD compounded at +16.03% per year against +26.13% for VIDI; over five years the annualized figures are +9.64% and +13.28% respectively. Across the full 13-year window we track, SCHD has the edge at +11.46% annualized vs +5.86%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VIDI has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -51.5% for VIDI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SCHD charges 0.06% per year while VIDI charges 0.61%. On a $10,000 position that is $6 vs $61 annually, a gap of $55 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 3.99% for VIDI.

Holdings Overlap

0.0%overlap

SCHD and VIDI share 0 holdings out of 339 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or VIDI?

SCHD has an expense ratio of 0.06% while VIDI charges 0.61%. SCHD is the cheaper option. On a $10,000 investment, that is $55 per year of difference.

Which performed better, SCHD or VIDI?

Over the past year SCHD returned +30.41% vs +35.15% for VIDI, so VIDI leads on 1-year performance. Over the longest common window we track (13 years), SCHD annualized +11.46% vs +5.86% for VIDI. Past performance does not guarantee future results.

Which is riskier, SCHD or VIDI?

VIDI has been the more volatile fund at 16.4% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs VIDI -51.5%.

Should I hold both SCHD and VIDI?

SCHD and VIDI have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and VIDI?

SCHD and VIDI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 339 unique securities.

Which pays a higher dividend, SCHD or VIDI?

SCHD yields 3.13% while VIDI yields 3.99%, so VIDI currently pays the higher dividend yield.

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