SCHD vs VIDI
Schwab US Dividend Equity ETF vs Vident International Equity Strategy ETF
Which is better, SCHD or VIDI?
Each has led over a different period.
SCHD has a lower expense ratio. SCHD led over the full window, VIDI over 1Y, 3Y and 5Y. VIDI is less concentrated, with 6.0% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VIDI |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.61% |
| AUM | $112.2B | $458M |
| Dividend Yield | 3.13% | 3.99% |
| Holdings | 103 | 247 |
| YTD Return | +27.56%Best | +23.71% |
| 1Y Return | +30.29% | +38.64%Best |
| 3Y Return (annualized) | +16.37% | +27.15%Best |
| 5Y Return (annualized) | +10.23% | +13.63%Best |
| Volatility (annualized) | 14.3%Best | 16.4% |
| Max Drawdown | -33.4%Best | -51.5% |
| $10,000 over 5 years | $16,274 | $18,944Best |
| Top 10 Weight | 41.5% | 6.0%Best |
| Fund Family | Charles Schwab Asset Management | Vident Financial |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Oct 20, 2011 | Oct 29, 2013 |
Volatility and max drawdown are measured over the window both funds cover: Oct 30, 2013 to Sep 4, 2026 (12.8 years).
SCHD vs VIDI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.8 years both funds cover.
SCHD vs VIDI Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Vident International Equity Strategy ETF (VIDI) is an ETF from Vident Financial. Over the past year SCHD returned +30.29% while VIDI returned +38.64%. Year to date, SCHD is up 27.56% versus a gain of 23.71% for VIDI.
Over three years, SCHD compounded at +16.37% per year against +27.15% for VIDI; over five years the annualized figures are +10.23% and +13.63% respectively. Across the full 13-year window we track, SCHD has the edge at +10.44% annualized vs +6.11%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VIDI has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 14.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -51.5% for VIDI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while VIDI charges 0.61%. On a $10,000 position that is $6 vs $61 annually, a gap of $55 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 3.99% for VIDI.
Holdings Overlap
2.7% of SCHD's money is in holdings VIDI also owns. 0.6% of VIDI's money is in holdings SCHD also owns.
SCHD and VIDI share little of their money.
1 positions in common, counted across the 100 positions we hold weights for in SCHD and 251 in VIDI, against full books of 103 and 247.
What only one of them owns
Our book lists 9 positions for VIDI that do not appear in our book for SCHD (3.1% of the fund), and 97 for SCHD that do not appear in VIDI (97.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in VIDI | Difference |
|---|---|---|---|
| ACNAccenture Plc Class A | 2.70% | 0.59% | 2.11% |
You are not choosing between two funds in isolation.
Whichever of SCHD and VIDI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or VIDI?
SCHD has an expense ratio of 0.06% while VIDI charges 0.61%. SCHD is the cheaper option, by $55 a year on a $10,000 investment.
Which performed better, SCHD or VIDI?
Over the past year SCHD returned +30.29% vs +38.64% for VIDI, so VIDI leads on 1-year performance. Over the longest common window we track (13 years), SCHD annualized +10.44% vs +6.11% for VIDI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or VIDI?
VIDI has been the more volatile fund at 16.4% annualized versus 14.3% for SCHD. Worst drawdown: SCHD -33.4% vs VIDI -51.5%.
Should I hold both SCHD and VIDI?
SCHD and VIDI have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and VIDI?
2.7% of SCHD's money is in holdings VIDI also owns. 0.6% of VIDI's is in holdings SCHD also owns. They hold 1 positions in common, counted across the 100 positions we hold weights for in SCHD and 251 in VIDI.
Which pays a higher dividend, SCHD or VIDI?
SCHD yields 3.13% while VIDI yields 3.99%, so VIDI currently pays the higher dividend yield.
Is VIDI better than SCHD?
SCHD has a lower expense ratio. SCHD led over the full window, VIDI over 1Y, 3Y and 5Y. VIDI is less concentrated, with 6.0% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.