SCHD vs VMSB
Schwab US Dividend Equity ETF vs Voya Multi-Sector Income ETF
Which is better, SCHD or VMSB?
SCHD costs less.
SCHD has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VMSB |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.45% |
| AUM | $112.1B | $315M |
| Dividend Yield | 3.00% | 3.93% |
| Holdings | 103 | 813 |
| YTD Return | +25.07%Best | +0.14% |
| 1Y Return | +27.61% | - |
| 3Y Return (annualized) | +15.74% | - |
| 5Y Return (annualized) | +9.89% | - |
| Fund Family | Charles Schwab Asset Management | Voya Investment Management |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | - |
| Inception | Oct 20, 2011 | Dec 2, 2025 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SCHD vs VMSB growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs VMSB Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Voya Multi-Sector Income ETF (VMSB) is an ETF from Voya Investment Management. Year to date, SCHD is up 25.07% versus a gain of 0.14% for VMSB.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while VMSB charges 0.45%. On a $10,000 position that is $6 vs $45 annually, a gap of $39 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 3.93% for VMSB.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 320 in VMSB, totalling 100.0% and 42.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 320 in VMSB, against full books of 103 and 813.
You are not choosing between two funds in isolation.
Whichever of SCHD and VMSB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or VMSB?
SCHD has an expense ratio of 0.06% while VMSB charges 0.45%. SCHD is the cheaper option, by $39 a year on a $10,000 investment.
Which pays a higher dividend, SCHD or VMSB?
SCHD yields 3.00% while VMSB yields 3.93%, so VMSB currently pays the higher dividend yield.
Is VMSB better than SCHD?
SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.