SCHD vs VNIE
Schwab US Dividend Equity ETF vs Vontobel International Equity Active ETF
Which is better, SCHD or VNIE?
Large Cap Value against Large Cap Growth.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. VNIE is less concentrated, with 40.1% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VNIE |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.60% |
| AUM | $112.1B | $9M |
| Dividend Yield | 3.00% | 0.32% |
| Holdings | 103 | 50 |
| YTD Return | +25.07%Best | -0.96% |
| 1Y Return | +27.61%Best | -2.75% |
| 3Y Return (annualized) | +15.74% | - |
| 5Y Return (annualized) | +9.89% | - |
| Volatility (annualized) | 12.3%Best | 14.8% |
| Max Drawdown | -4.6%Best | -13.1% |
| $10,000 over 1.3 years | $13,443Best | $9,813 |
| Top 10 Weight | 41.8% | 40.1%Best |
| Fund Family | Charles Schwab Asset Management | Vontobel |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Growth |
| Inception | Oct 20, 2011 | May 14, 2025 |
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: May 15, 2025 to Sep 11, 2026 (1.3 years).
SCHD vs VNIE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
SCHD vs VNIE Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Vontobel International Equity Active ETF (VNIE) is an ETF from Vontobel. Over the past year SCHD returned +27.61% while VNIE returned -2.75%. Year to date, SCHD is up 25.07% versus a loss of 0.96% for VNIE.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VNIE has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 12.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.6% for SCHD and -13.1% for VNIE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.34. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while VNIE charges 0.60%. On a $10,000 position that is $6 vs $60 annually, a gap of $54 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.32% for VNIE.
Holdings Overlap
4.2% of SCHD's money is in holdings VNIE also owns. 4.4% of VNIE's money is in holdings SCHD also owns.
VNIE and SCHD share little of their money.
1 positions in common, counted across the 100 positions we hold weights for in SCHD and 51 in VNIE, against full books of 103 and 50.
What only one of them owns
Our book lists 4 positions for VNIE that do not appear in our book for SCHD (7.3% of the fund), and 98 for SCHD that do not appear in VNIE (95.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in VNIE | Difference |
|---|---|---|---|
| KOCoca Cola Co. | 4.17% | 4.39% | 0.22% |
You are not choosing between two funds in isolation.
Whichever of SCHD and VNIE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or VNIE?
SCHD has an expense ratio of 0.06% while VNIE charges 0.60%. SCHD is the cheaper option, by $54 a year on a $10,000 investment.
Which performed better, SCHD or VNIE?
Over the past year SCHD returned +27.61% vs -2.75% for VNIE, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +25.56% vs -1.44% for VNIE. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or VNIE?
VNIE has been the more volatile fund at 14.8% annualized versus 12.3% for SCHD. Worst drawdown: SCHD -4.6% vs VNIE -13.1%.
Should I hold both SCHD and VNIE?
SCHD and VNIE have a monthly-return correlation of 0.34, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and VNIE?
4.4% of VNIE's money is in holdings SCHD also owns. 4.4% of VNIE's is in holdings SCHD also owns. They hold 1 positions in common, counted across the 100 positions we hold weights for in SCHD and 51 in VNIE.
Which pays a higher dividend, SCHD or VNIE?
SCHD yields 3.00% while VNIE yields 0.32%, so SCHD currently pays the higher dividend yield.
Is VNIE better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. VNIE is less concentrated, with 40.1% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.