SCHD vs VNM
Schwab US Dividend Equity ETF vs VanEck Vietnam ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | VNM | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.66% | |
| AUM | $103.7B | $499M | |
| Dividend Yield | 3.31% | 0.20% | |
| Holdings | 104 | 60 | |
| YTD Return | +25.33% | -7.69% | |
| 1Y Return | +32.31% | +2.14% | |
| 3Y Return (annualized) | +15.40% | +7.01% | |
| 5Y Return (annualized) | +9.70% | -1.16% | |
| Volatility (annualized) | 13.6% | 24.1% | |
| Max Drawdown | -33.4% | -62.7% | |
| Fund Family | Charles Schwab Asset Management | VanEck | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Aug 11, 2009 |
SCHD vs VNM Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and VanEck Vietnam ETF (VNM) is a ETF from VanEck. Over the past year SCHD returned +32.31% while VNM returned +2.14%. Year to date, SCHD is up 25.33% versus a loss of 7.69% for VNM.
Over three years, SCHD compounded at +15.40% per year against +7.01% for VNM; over five years the annualized figures are +9.70% and -1.16% respectively. Across the full 15-year window we track, SCHD has the edge at +11.45% annualized vs -0.64%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VNM has been the more volatile fund, with annualized monthly volatility of 24.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -62.7% for VNM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while VNM charges 0.66%. On a $10,000 position that is $6 vs $66 annually, a gap of $60 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.20% for VNM.
Holdings Overlap
SCHD and VNM share 0 holdings out of 154 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or VNM?
SCHD has an expense ratio of 0.06% while VNM charges 0.66%. SCHD is the cheaper option. On a $10,000 investment, that is $60 per year of difference.
Which performed better, SCHD or VNM?
Over the past year SCHD returned +32.31% vs +2.14% for VNM, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.45% vs -0.64% for VNM. Past performance does not guarantee future results.
Which is riskier, SCHD or VNM?
VNM has been the more volatile fund at 24.1% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs VNM -62.7%.
Should I hold both SCHD and VNM?
SCHD and VNM have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and VNM?
SCHD and VNM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 154 unique securities.
Which pays a higher dividend, SCHD or VNM?
SCHD yields 3.31% while VNM yields 0.20%, so SCHD currently pays the higher dividend yield.
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