SCHD vs VUSG
Schwab US Dividend Equity ETF vs Vanguard Wellington US Growth Active ETF
Which is better, SCHD or VUSG?
Large Cap Value against Large Cap Growth.
SCHD has a lower expense ratio. SCHD led over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 64.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VUSG |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.35% |
| AUM | $119.9B | $44M |
| Dividend Yield | 2.96% | 0.02% |
| Holdings | 204 | 130 |
| YTD Return | +32.38%Best | -0.57% |
| 1Y Return | +38.54%Best | +2.59% |
| 3Y Return (annualized) | +20.13% | - |
| 5Y Return (annualized) | +10.28% | - |
| Volatility (annualized) | 16.7%Best | 20.2% |
| Top 10 Weight | 41.8%Best | 64.5% |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Growth |
| Inception | Oct 20, 2011 | Nov 14, 2025 |
Not shown on this pair: Max Drawdown, $10,000 over the window.
SCHD vs VUSG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs VUSG Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Vanguard Wellington US Growth Active ETF (VUSG) is an ETF from Vanguard (US). Over the past year SCHD returned +38.54% while VUSG returned +2.59%. Year to date, SCHD is up 32.38% versus a loss of 0.57% for VUSG.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VUSG has been the more volatile fund, with annualized monthly volatility of 20.2% compared with 16.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at -0.10. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while VUSG charges 0.35%. On a $10,000 position that is $6 vs $35 annually, a gap of $29 per year that compounds over a long holding period. On income, SCHD currently yields 2.96% against 0.02% for VUSG.
Holdings Overlap
We hold position weights for 98 holdings in SCHD and 42 in VUSG, totalling 99.8% and 98.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 98 positions we hold weights for in SCHD and 42 in VUSG, against full books of 204 and 130.
What only one of them owns
Our book lists 36 positions for VUSG that do not appear in our book for SCHD (91.9% of the fund), and 97 for SCHD that do not appear in VUSG (99.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and VUSG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or VUSG?
SCHD has an expense ratio of 0.06% while VUSG charges 0.35%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, SCHD or VUSG?
Over the past year SCHD returned +38.54% vs +2.59% for VUSG, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or VUSG?
VUSG has been the more volatile fund at 20.2% annualized versus 16.7% for SCHD.
Should I hold both SCHD and VUSG?
SCHD and VUSG have a monthly-return correlation of -0.10, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or VUSG?
SCHD yields 2.96% while VUSG yields 0.02%, so SCHD currently pays the higher dividend yield.
Is VUSG better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 64.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.