SCHD vs WCAP
Schwab US Dividend Equity ETF vs WarCap Unconstrained Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | WCAP | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.00% | |
| AUM | $108.7B | $64M | |
| Dividend Yield | 3.13% | 0.04% | |
| Holdings | 104 | 31 | |
| YTD Return | +27.93% | -4.61% | |
| 1Y Return | +30.06% | -7.20% | |
| 3Y Return (annualized) | +16.25% | - | |
| 5Y Return (annualized) | +10.03% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -15.9% | |
| Fund Family | Charles Schwab Asset Management | Warren Capital Group | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Sep 11, 2025 |
SCHD vs WCAP Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and WarCap Unconstrained Equity ETF (WCAP) is a ETF from Warren Capital Group. Over the past year SCHD returned +30.06% while WCAP returned -7.20%. Year to date, SCHD is up 27.93% versus a loss of 4.61% for WCAP.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -15.9% for WCAP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while WCAP charges 1.00%. On a $10,000 position that is $6 vs $100 annually, a gap of $94 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.04% for WCAP.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, SCHD or WCAP?
SCHD has an expense ratio of 0.06% while WCAP charges 1.00%. SCHD is the cheaper option. On a $10,000 investment, that is $94 per year of difference.
Which performed better, SCHD or WCAP?
Over the past year SCHD returned +30.06% vs -7.20% for WCAP, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between SCHD and WCAP?
SCHD and WCAP share 2 common holdings with a 5.1% weight overlap. Combined, they hold 128 unique securities.
Which pays a higher dividend, SCHD or WCAP?
SCHD yields 3.13% while WCAP yields 0.04%, so SCHD currently pays the higher dividend yield.
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