VTI vs WCAP
Vanguard Total Stock Market ETF vs WarCap Unconstrained Equity ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VTI | WCAP | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 1.00% | |
| AUM | $663.5B | $60M | |
| Dividend Yield | 1.07% | 0.04% | |
| Holdings | 3,543 | 31 | |
| YTD Return | +14.22% | -2.66% | |
| 1Y Return | +22.19% | -5.30% | |
| 3Y Return (annualized) | +21.27% | - | |
| 5Y Return (annualized) | +12.23% | - | |
| Volatility (annualized) | 15.3% | - | |
| Max Drawdown | -56.6% | -15.9% | |
| Fund Family | Vanguard (US) | Warren Capital Group | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Sep 11, 2025 |
VTI vs WCAP Performance
Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and WarCap Unconstrained Equity ETF (WCAP) is a ETF from Warren Capital Group. Over the past year VTI returned +22.19% while WCAP returned -5.30%. Year to date, VTI is up 14.22% versus a loss of 2.66% for WCAP.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.6% for VTI and -15.9% for WCAP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VTI charges 0.03% per year while WCAP charges 1.00%. On a $10,000 position that is $3 vs $100 annually, a gap of $97 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.04% for WCAP.
Holdings Overlap
VTI and WCAP share 22 holdings out of 2791 unique holdings combined, representing a 15.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or WCAP?
VTI has an expense ratio of 0.03% while WCAP charges 1.00%. VTI is the cheaper option. On a $10,000 investment, that is $97 per year of difference.
Which performed better, VTI or WCAP?
Over the past year VTI returned +22.19% vs -5.30% for WCAP, so VTI leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between VTI and WCAP?
VTI and WCAP share 22 common holdings with a 15.4% weight overlap. Combined, they hold 2791 unique securities.
Which pays a higher dividend, VTI or WCAP?
VTI yields 1.07% while WCAP yields 0.04%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.