SCHD vs WCBR
Schwab US Dividend Equity ETF vs WisdomTree Cybersecurity Fund
Quick Verdict
SCHD has a lower expense ratio. WCBR delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | WCBR | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.45% | |
| AUM | $103.7B | $104M | |
| Dividend Yield | 3.31% | 0.00% | |
| Holdings | 104 | 32 | |
| YTD Return | +25.58% | +53.43% | |
| 1Y Return | +31.06% | +41.06% | |
| 3Y Return (annualized) | +15.55% | +28.67% | |
| 5Y Return (annualized) | +9.61% | +9.92% | |
| Volatility (annualized) | 13.6% | 29.2% | |
| Max Drawdown | -33.4% | -52.3% | |
| Fund Family | Charles Schwab Asset Management | WisdomTree Investments | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jan 26, 2021 |
SCHD vs WCBR Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and WisdomTree Cybersecurity Fund (WCBR) is a ETF from WisdomTree Investments. Over the past year SCHD returned +31.06% while WCBR returned +41.06%. Year to date, SCHD is up 25.58% versus a gain of 53.43% for WCBR.
Over three years, SCHD compounded at +15.55% per year against +28.67% for WCBR; over five years the annualized figures are +9.61% and +9.92% respectively. Across the full 6-year window we track, SCHD has the edge at +11.46% annualized vs +10.11%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
WCBR has been the more volatile fund, with annualized monthly volatility of 29.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -52.3% for WCBR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.12. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while WCBR charges 0.45%. On a $10,000 position that is $6 vs $45 annually, a gap of $39 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for WCBR.
Holdings Overlap
SCHD and WCBR share 0 holdings out of 125 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or WCBR?
SCHD has an expense ratio of 0.06% while WCBR charges 0.45%. SCHD is the cheaper option. On a $10,000 investment, that is $39 per year of difference.
Which performed better, SCHD or WCBR?
Over the past year SCHD returned +31.06% vs +41.06% for WCBR, so WCBR leads on 1-year performance. Over the longest common window we track (6 years), SCHD annualized +11.46% vs +10.11% for WCBR. Past performance does not guarantee future results.
Which is riskier, SCHD or WCBR?
WCBR has been the more volatile fund at 29.2% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs WCBR -52.3%.
Should I hold both SCHD and WCBR?
SCHD and WCBR have a monthly-return correlation of 0.12, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and WCBR?
SCHD and WCBR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 125 unique securities.
Which pays a higher dividend, SCHD or WCBR?
SCHD yields 3.31% while WCBR yields 0.00%, so SCHD currently pays the higher dividend yield.
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