SCHD vs WTRE
Schwab US Dividend Equity ETF vs WisdomTree New Economy Real Estate Fund
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | WTRE | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.58% | |
| AUM | $103.7B | $16M | |
| Dividend Yield | 3.31% | 2.27% | |
| Holdings | 104 | 62 | |
| YTD Return | +25.58% | +14.47% | |
| 1Y Return | +31.06% | +30.49% | |
| 3Y Return (annualized) | +15.55% | +16.13% | |
| 5Y Return (annualized) | +9.61% | +0.77% | |
| Volatility (annualized) | 13.6% | 21.2% | |
| Max Drawdown | -33.4% | -75.9% | |
| Fund Family | Charles Schwab Asset Management | WisdomTree Investments | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jun 5, 2007 |
SCHD vs WTRE Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and WisdomTree New Economy Real Estate Fund (WTRE) is a ETF from WisdomTree Investments. Over the past year SCHD returned +31.06% while WTRE returned +30.49%. Year to date, SCHD is up 25.58% versus a gain of 14.47% for WTRE.
Over three years, SCHD compounded at +15.55% per year against +16.13% for WTRE; over five years the annualized figures are +9.61% and +0.77% respectively. Across the full 15-year window we track, SCHD has the edge at +11.46% annualized vs -3.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
WTRE has been the more volatile fund, with annualized monthly volatility of 21.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -75.9% for WTRE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while WTRE charges 0.58%. On a $10,000 position that is $6 vs $58 annually, a gap of $52 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 2.27% for WTRE.
Holdings Overlap
SCHD and WTRE share 0 holdings out of 161 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or WTRE?
SCHD has an expense ratio of 0.06% while WTRE charges 0.58%. SCHD is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, SCHD or WTRE?
Over the past year SCHD returned +31.06% vs +30.49% for WTRE, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.46% vs -3.07% for WTRE. Past performance does not guarantee future results.
Which is riskier, SCHD or WTRE?
WTRE has been the more volatile fund at 21.2% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs WTRE -75.9%.
Should I hold both SCHD and WTRE?
SCHD and WTRE have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and WTRE?
SCHD and WTRE share 0 common holdings with a 0.0% weight overlap. Combined, they hold 161 unique securities.
Which pays a higher dividend, SCHD or WTRE?
SCHD yields 3.31% while WTRE yields 2.27%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.