SCHD vs XAGG
Schwab US Dividend Equity ETF vs Eaton Vance Income Opportunities ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. XAGG offers more diversification with 406 holdings.
Side-by-Side Comparison
| Metric | SCHD | XAGG | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.50% | |
| AUM | $108.7B | $1.4B | |
| Dividend Yield | 3.13% | 5.08% | |
| Holdings | 104 | 406 | |
| YTD Return | +28.70% | +2.85% | |
| 1Y Return | +32.27% | - | |
| 3Y Return (annualized) | +17.27% | - | |
| 5Y Return (annualized) | +10.23% | - | |
| Volatility (annualized) | 13.7% | - | |
| Max Drawdown | -33.4% | -2.9% | |
| Fund Family | Charles Schwab Asset Management | Eaton Vance | |
| Category | Equity | Fixed Income | |
| Inception | Oct 20, 2011 | Nov 10, 2025 |
SCHD vs XAGG Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Eaton Vance Income Opportunities ETF (XAGG) is a ETF from Eaton Vance. Year to date, SCHD is up 28.70% versus a gain of 2.85% for XAGG.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -2.9% for XAGG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while XAGG charges 0.50%. On a $10,000 position that is $6 vs $50 annually, a gap of $44 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 5.08% for XAGG.
Holdings Overlap
SCHD and XAGG share 0 holdings out of 274 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or XAGG?
SCHD has an expense ratio of 0.06% while XAGG charges 0.50%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
What is the holdings overlap between SCHD and XAGG?
SCHD and XAGG share 0 common holdings with a 0.0% weight overlap. Combined, they hold 274 unique securities.
Which pays a higher dividend, SCHD or XAGG?
SCHD yields 3.13% while XAGG yields 5.08%, so XAGG currently pays the higher dividend yield.
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