SCHD vs XCCC
Schwab US Dividend Equity ETF vs BondBloxx CCC Rated USD High Yield Corporate Bond ETF
Which is better, SCHD or XCCC?
Large Cap Value against Long Term Low Quality.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | XCCC |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.40% |
| AUM | $112.1B | $324M |
| Dividend Yield | 3.00% | 10.23% |
| Holdings | 103 | 184 |
| YTD Return | +24.59%Best | -2.54% |
| 1Y Return | +28.14%Best | -1.68% |
| 3Y Return (annualized) | +15.58%Best | +7.81% |
| 5Y Return (annualized) | +9.90% | - |
| Volatility (annualized) | 15.1% | 9.0%Best |
| Max Drawdown | -16.1% | -11.0%Best |
| $10,000 over 4.3 years | $15,309Best | $13,350 |
| Fund Family | Charles Schwab Asset Management | BondBloxx |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | Long Term Low Quality |
| Inception | Oct 20, 2011 | May 24, 2022 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.3 years row, are measured over the window both funds cover: May 26, 2022 to Sep 10, 2026 (4.3 years).
SCHD vs XCCC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.3 years both funds cover.
SCHD vs XCCC Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and BondBloxx CCC Rated USD High Yield Corporate Bond ETF (XCCC) is an ETF from BondBloxx. Over the past year SCHD returned +28.14% while XCCC returned -1.68%. Year to date, SCHD is up 24.59% versus a loss of 2.54% for XCCC.
Over three years, SCHD compounded at +15.58% per year against +7.81% for XCCC. Across the full 4-year window we track, SCHD has the edge at +10.41% annualized vs +6.95%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 9.0% for XCCC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -11.0% for XCCC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while XCCC charges 0.40%. On a $10,000 position that is $6 vs $40 annually, a gap of $34 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 10.23% for XCCC.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 152 in XCCC, totalling 100.0% and 84.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 152 in XCCC, against full books of 103 and 184.
You are not choosing between two funds in isolation.
Whichever of SCHD and XCCC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or XCCC?
SCHD has an expense ratio of 0.06% while XCCC charges 0.40%. SCHD is the cheaper option, by $34 a year on a $10,000 investment.
Which performed better, SCHD or XCCC?
Over the past year SCHD returned +28.14% vs -1.68% for XCCC, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +10.41% vs +6.95% for XCCC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or XCCC?
SCHD has been the more volatile fund at 15.1% annualized versus 9.0% for XCCC. Worst drawdown: SCHD -16.1% vs XCCC -11.0%.
Should I hold both SCHD and XCCC?
SCHD and XCCC have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or XCCC?
SCHD yields 3.00% while XCCC yields 10.23%, so XCCC currently pays the higher dividend yield.
Is XCCC better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.