SCHD vs XEML
Schwab US Dividend Equity ETF vs Xtrackers Europe Market Leaders ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | XEML | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.35% | |
| AUM | $103.7B | $5M | |
| Dividend Yield | 3.31% | 1.80% | |
| Holdings | 104 | 42 | |
| YTD Return | +26.21% | +4.76% | |
| 1Y Return | +29.99% | - | |
| 3Y Return (annualized) | +15.73% | - | |
| 5Y Return (annualized) | +9.67% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -13.6% | |
| Fund Family | Charles Schwab Asset Management | Xtrackers ETFs | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Dec 23, 2025 |
SCHD vs XEML Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Xtrackers Europe Market Leaders ETF (XEML) is a ETF from Xtrackers ETFs. Year to date, SCHD is up 26.21% versus a gain of 4.76% for XEML.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -13.6% for XEML. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while XEML charges 0.35%. On a $10,000 position that is $6 vs $35 annually, a gap of $29 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.80% for XEML.
Holdings Overlap
SCHD and XEML share 0 holdings out of 140 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or XEML?
SCHD has an expense ratio of 0.06% while XEML charges 0.35%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.
What is the holdings overlap between SCHD and XEML?
SCHD and XEML share 0 common holdings with a 0.0% weight overlap. Combined, they hold 140 unique securities.
Which pays a higher dividend, SCHD or XEML?
SCHD yields 3.31% while XEML yields 1.80%, so SCHD currently pays the higher dividend yield.
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