VTI vs XEML
Vanguard Morningstar Total Stock Market ETF vs Xtrackers Europe Market Leaders ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | XEML | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.35% | |
| AUM | $666.9B | $5M | |
| Dividend Yield | 1.07% | 1.77% | |
| Holdings | 3,543 | 42 | |
| YTD Return | +14.82% | +4.05% | |
| 1Y Return | +22.43% | - | |
| 3Y Return (annualized) | +21.93% | - | |
| 5Y Return (annualized) | +12.34% | - | |
| Volatility (annualized) | 15.4% | - | |
| Max Drawdown | -56.6% | -13.6% | |
| Fund Family | Vanguard (US) | Xtrackers ETFs | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Dec 23, 2025 |
VTI vs XEML Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Xtrackers Europe Market Leaders ETF (XEML) is a ETF from Xtrackers ETFs. Year to date, VTI is up 14.82% versus a gain of 4.05% for XEML.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.6% for VTI and -13.6% for XEML. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VTI charges 0.03% per year while XEML charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 1.77% for XEML.
Holdings Overlap
VTI and XEML share 0 holdings out of 2827 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or XEML?
VTI has an expense ratio of 0.03% while XEML charges 0.35%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
What is the holdings overlap between VTI and XEML?
VTI and XEML share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2827 unique securities.
Which pays a higher dividend, VTI or XEML?
VTI yields 1.07% while XEML yields 1.77%, so XEML currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.