SCHD vs XOMZ
Schwab US Dividend Equity ETF vs Direxion Daily XOM Bear 1X ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | XOMZ | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.01% | |
| AUM | $103.7B | $2M | |
| Dividend Yield | 3.31% | 4.36% | |
| Holdings | 104 | 7 | |
| YTD Return | +25.58% | -21.60% | |
| 1Y Return | +31.06% | -31.53% | |
| 3Y Return (annualized) | +15.55% | - | |
| 5Y Return (annualized) | +9.61% | - | |
| Volatility (annualized) | 13.6% | 23.1% | |
| Max Drawdown | -33.4% | -41.9% | |
| Fund Family | Charles Schwab Asset Management | Direxion Shares ETF Trust | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Apr 23, 2025 |
SCHD vs XOMZ Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Direxion Daily XOM Bear 1X ETF (XOMZ) is a ETF from Direxion Shares ETF Trust. Over the past year SCHD returned +31.06% while XOMZ returned -31.53%. Year to date, SCHD is up 25.58% versus a loss of 21.60% for XOMZ.
Risk: Volatility and Drawdowns
XOMZ has been the more volatile fund, with annualized monthly volatility of 23.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -41.9% for XOMZ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.22. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while XOMZ charges 1.01%. On a $10,000 position that is $6 vs $101 annually, a gap of $95 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 4.36% for XOMZ.
Holdings Overlap
SCHD and XOMZ share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or XOMZ?
SCHD has an expense ratio of 0.06% while XOMZ charges 1.01%. SCHD is the cheaper option. On a $10,000 investment, that is $95 per year of difference.
Which performed better, SCHD or XOMZ?
Over the past year SCHD returned +31.06% vs -31.53% for XOMZ, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, SCHD or XOMZ?
XOMZ has been the more volatile fund at 23.1% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs XOMZ -41.9%.
Should I hold both SCHD and XOMZ?
SCHD and XOMZ have a monthly-return correlation of -0.22, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and XOMZ?
SCHD and XOMZ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.
Which pays a higher dividend, SCHD or XOMZ?
SCHD yields 3.31% while XOMZ yields 4.36%, so XOMZ currently pays the higher dividend yield.
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