VTI vs XOMZ

VTI vs XOMZ
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricVTIXOMZWinner
Expense Ratio0.03%1.01%
AUM$666.9B$2M
Dividend Yield1.07%4.36%
Holdings3,5437
YTD Return+13.14%-21.60%
1Y Return+22.35%-31.53%
3Y Return (annualized)+21.83%-
5Y Return (annualized)+12.01%-
Volatility (annualized)15.3%23.1%
Max Drawdown-56.6%-41.9%
Fund FamilyVanguard (US)Direxion Shares ETF Trust
CategoryEquityAlternative
InceptionMay 24, 2001Apr 23, 2025

VTI vs XOMZ Performance

Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Direxion Daily XOM Bear 1X ETF (XOMZ) is a ETF from Direxion Shares ETF Trust. Over the past year VTI returned +22.35% while XOMZ returned -31.53%. Year to date, VTI is up 13.14% versus a loss of 21.60% for XOMZ.

Risk: Volatility and Drawdowns

XOMZ has been the more volatile fund, with annualized monthly volatility of 23.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -41.9% for XOMZ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VTI charges 0.03% per year while XOMZ charges 1.01%. On a $10,000 position that is $3 vs $101 annually, a gap of $98 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 4.36% for XOMZ.

Holdings Overlap

0.0%overlap

VTI and XOMZ share 0 holdings out of 2790 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VTI or XOMZ?

VTI has an expense ratio of 0.03% while XOMZ charges 1.01%. VTI is the cheaper option. On a $10,000 investment, that is $98 per year of difference.

Which performed better, VTI or XOMZ?

Over the past year VTI returned +22.35% vs -31.53% for XOMZ, so VTI leads on 1-year performance. Past performance does not guarantee future results.

Which is riskier, VTI or XOMZ?

XOMZ has been the more volatile fund at 23.1% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs XOMZ -41.9%.

Should I hold both VTI and XOMZ?

VTI and XOMZ have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VTI and XOMZ?

VTI and XOMZ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2790 unique securities.

Which pays a higher dividend, VTI or XOMZ?

VTI yields 1.07% while XOMZ yields 4.36%, so XOMZ currently pays the higher dividend yield.

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